6 unchanged sentences
These liabilities are reviewed at least quarterly and adjusted to reflect the impacts of negotiations, settlements, rulings, advice of legal counsel, and other information and events pertaining to a particular case or proceeding.
−Removed: During July 2024, the Company received an adverse judicial decision related to withholding taxes on certain agency relationships in Italy within the Money Transfer Segment, which the Company has appealed.
−Removed: In January 2025, the Company received a positive judicial decision in the same court related to the same issue but corresponding to a different taxable period.
−Removed: The Company completed an assessment and concluded that it is reasonably possible that a liability has been incurred, but not probable.
+Added: Since July 2024, the Company has received multiple differing judicial decisions at the same tax court addressing withholding taxes on certain agency relationships within the Money Transfer Segment in Italy.
+Added: The Company had taken the position that the withholding tax is not applicable after consulting with tax advisors and receiving a tax opinion on September 13, 2010.
+Added: The Company, along with the tax advisors, continue to agree with the Company’s prior conclusion.
+Added: The Company completed an assessment as required under US GAAP and concluded that it is reasonably possible that a liability has been incurred, but not “probable”.
The principal amount of the agent-based withholding tax could be approximately €19.4 million for all open periods.
1 unchanged sentence
The third-party service provider had the risk of loss based on the terms of the contractual arrangement.
−Removed: The bank note balance of approximately $10.6 million was moved to other receivables as of September 30, 2025 .
+Added: The bank note balance of approximately $11.0 million was moved to other receivables as of March 31, 2026 .
At this time the Company has determined that it is probable the bank notes will be recovered from the third-party service provider.
−Removed: Except as otherwise described herein, there were no material changes to the risk factors previously disclosed in our Annual Report on Form 10-K for the year ended 31 December 2024 and in our Quarterly Report on Form 10-Q for quarterly period ended June 30, 2025, as filed with the SEC.
+Added: Except as otherwise described herein, there were no material changes to the risk factors previously disclosed in our Annual Report on Form 10-K for the year ended December 31, 2025 , as filed with the SEC.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.