What changed 10-K

Item 3. Legal Proceedings

2025-03-13 compared with 2024-03-05 · 1 added, 1 removed, 3 unchanged (40% of the section changed)

1 unchanged sentence

In the normal course of business, the Company and/or the Bank occasionally become involved in various legal proceedings.

While the outcome of any such proceeding cannot be predicted with certainty, in our opinion, any liability from such proceedings would not have a material adverse effect on the business or financial condition of the Company.

While the outcome of any such proceeding cannot be predicted with certainty, in our opinion, we believe that any liability from such proceedings would not have a material adverse effect on the business or financial condition of the Company.

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Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.