42 unchanged sentences
Executive Officer of the Company and the Bank since 2005
−Removed: Michael O’Malley, 47
+Added: Mark Pappas, 66
Executive Vice President and Chief Risk Officer
−Removed: Chief Risk Officer of the Company since 2020;
−Removed: previously at OnDeck Capital, Director of Enterprise Risk and Strategic Initiatives, Head of Operational Risk from 2018 to 2020
+Added: Chief Risk Officer of the Company since January 2026, Chief Internal Auditor of the Company since 2023;
+Added: Director of Internal Audit for Alma Bank from March 2022 through January 2023;
+Added: Executive Vice President & Chief Risk Officer for Amalgamated Bank from May 2018 through February 2022
+Added: Robert Schwartz, 62 Executive Vice President and General Counsel General Counsel of the Company since 2025;
+Added: previously, Partner with Windels Marx Lane & Mittendorf, LLP, a New York based law firm
Executive Compensation
27 unchanged sentences
Exhibits (numbered in accordance with Item 601 of Regulation S-K) filed herewith or incorporated by reference as part of this annual report.
−Removed: Agreement and Plan of Merger dated September 4, 2024 by and between ConnectOne Bancorp, Inc., and The First of Long Island Corporation (incorporated by reference to Exhibit 2.1 to the Registrant’s Current Report on Form 8-K filed on September 5, 2024)
The Registrant’ s Restated Certificate of Incorporation as of May 21, 2020 is incorporated by reference to Exhibit 3.1 to the Registrant ’ s Current Report on Form 8-K filed with the SEC on May 22, 2020.
Certificate of Amendment designating the 5.25% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, of the Company, filed with the Department of the Treasury of the State of New Jersey and effective August 17, 2021(incorporated herein by reference to Exhibit 3.2 to the Company ’ s Registration Statement on Form 8-A, filed on August 19, 2021)
+Added: Certificate of Amendment increasing the number of authorized shares of common stock, no par value per share, from 50,000,000 to 100,000,000 (incorporated herein by reference to Exhibit 3.1 to the Company’s Current Repost on Form 8-k May 25, 2021)
The Registrant’ s Amended and Restated By-Laws are incorporated by reference to Exhibit 3.1 to the Registrant ’ s Current Report on Form 8-K filed with the SEC on December 21, 2018.
27 unchanged sentences
Bank National Association, as Trustee is incorporated by reference to Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed with the SEC on June 15, 2020.
−Removed: Insider Trading Policy
+Added: Third Supplemental Indenture, dated as of May 20, 2025, between the Company and U.S.
+Added: Bank Trust Company, National Association (as successor-in-interest to U.S.
+Added: Bank, National Association), as Trustee ( Incorporated by reference from the Registrant’s Current Report on Form 8-k filed with the SEC on May 20, 2025)
+Added: Form of 8.125% Fixed-to-Floating Rate Subordinated Note due 2035 (included in Exhibit 10.14).
+Added: Insider Trading Policy (Incorporated by reference to Exhibit 19 to the Registrant’s Annual Report on Form 10-K for the year ended December 31, 2024
Subsidiaries of the Registrant
56 unchanged sentences
Mark Sokolich
+Added: Christopher Becker
+Added: /s/ Christopher Becker
+Added: /s/ Edward J.
+Added: /s/ Peter Quick
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.