CITIZENS HOLDING CO /MS/ 10-K

ITEM 2. PROPERTIES. The Company, through the Bank, currently operates from its main office in downtown Philadelphia, Mississippi, and from 27 additional branches in Neshoba, Newton, Leake, Lamar, Forrest, Scott, Attala, Lauderdale, Lafayette, Oktibbeha, Rankin, Madison, Harrison, Jackson, Winston, and Kemper counties, Mississippi. Information about these branches, the Bank’s main office and its loan production office is set forth in the table below: NAME OF OFFICE LOCATION/TELEPHONE NUMBER BANKING/FUNCTIONS OFFERED Main Office 521 Main Street Philadelphia, Mississippi (601) 656-4692 Full Service; 24 Hour Teller Eastside Branch 599 East Main Street Philadelphia, Mississippi 601) 656-4976 Full Service; 24 Hour Teller Westside Branch 912 West Beacon Street Philadelphia, Mississippi (601) 656-4978 Full Service; 24 Hour Teller Union Branch 502 Bank Street Union, Mississippi 656-4879 Full Service; 24 Hour Teller 29 Table of Contents NAME OF OFFICE LOCATION/TELEPHONE NUMBER BANKING/FUNCTIONS OFFERED Carthage Branch 301 West Main Street Carthage, Mississippi (601) 257-4525 Full Service; 24 Hour Teller Ridgeland Branch 320 Highway 51 North Ridgeland, Mississippi (601) 519-4020 Deposits; Loans Sebastopol Branch 24 Pine Street Sebastopol, Mississippi (601) 625-7447 Full Service; 24 Hour Teller DeKalb Branch 176 Main Avenue Service DeKalb, Mississippi (601) 743-2115 Full Service Kosciusko Branch 775 North Jackson Avenue Kosciusko, Mississippi (662) 289-4356 Full Service; 24 Hour Teller Scooba Branch 27597 Highway 16 East Scooba, Mississippi (662) 476-8431 Full Service; Meridian Eastgate Branch 1825 Highway 39 North Meridian, Mississippi (601) 693-8367 Full Service; 24 Hour Teller Decatur Branch 15330 Highway 15 South Decatur, Mississippi (601) 635-2321 Full Service; 24 Hour Teller Forest Branch 247 Woodland Drive North Forest, Mississippi (601) 469-3424 Full Service; 24 Hour Teller Louisville Main Branch 906 S Columbus Avenue Louisville, MS (662) 773-6261 Full Service; 24 Hour Teller Louisville Industrial Branch 1760 S Church Avenue Louisville, MS (662) 773-6261 Drive Up Noxapater Branch 45 East Main Street Noxapater, MS (662) 724-4261 Deposits Starkville Branch 201 Highway 12 West Starkville, MS 39759 (662) 323-1420 Full Service; Collinsville Branch 9065 Collinsville Road Collinsville, MS 39325 (601) 626-7608 Full Service; 24 Hour Teller 30 Table of Contents NAME OF OFFICE LOCATION/TELEPHONE NUMBER BANKING/FUNCTIONS OFFERED Hattiesburg 6222 Highway 98 West Hattiesburg, MS 39402 (601) 264-4425 Full Service; 24 Hour Teller Biloxi Lemoyne 15309 Lemoyne Boulevard Biloxi, MS 39532 (228) 207-2343 Full Service; 24 Hour Teller Biloxi Cedar Lake 1830 Popps Ferry Road Biloxi, MS 39532 (228) 594-6913 Full Service; 24 Hour Teller Oxford Branch 902 Sisk Avenue, Suite E Oxford, MS 38655 Full Service; 24 Hour Teller Gulfport Branch 12008 Hwy 49 Gulfport, MS 39503 (228) 831-3535 Full Service; 24 Hour Teller Ocean Springs Branch 2702 Bienville Blvd Ocean Springs, MS 39564 (228) 875-3933 Full Service; 24 Hour Teller Pascagoula Branch 1519 Jackson Ave Pascagoula, MS 39567 (228) 762-3330 Full Service; 24 Hour Teller The Bank owns its offices, except for the Gulfport Branch and the Oxford Branch, each of which is leased. The main office facility, originally occupied in 1966, is used solely by the Company and the Bank. This facility contains approximately 20,000 square feet and houses the executive offices and all operations-related departments of the Company. The other branches range in size from nearly 1,000 square feet to 12,000 square feet.