Item 2. Properties
ITEM 2.
PROPERTIES.
The Company, through the Bank, currently operates from its main office in downtown Philadelphia, Mississippi, and from 28 additional branches in Neshoba, Newton, Leake, Lamar, Forrest, Scott, Attala, Lauderdale, Lafayette, Oktibbeha, Rankin, Madison, Harrison, Jackson, Winston, and Kemper counties, Mississippi. Information about these branches, the Bank’s main office and its loan production office is set forth in the table below:
NAME OF OFFICE
LOCATION/
TELEPHONE NUMBER
BANKING
FUNCTIONS
OFFERED
Main Office
521 Main Street
Philadelphia, Mississippi
(601) 656-4692
Full Service;
24 Hour Teller
Eastside Branch
599 East Main Street
Philadelphia, Mississippi
(601) 656-4976
Full Service;
24 Hour Teller
Westside Branch
912 West Beacon Street
Philadelphia, Mississippi
(601) 656-4978
Full Service;
24 Hour Teller
Northside Branch
802 Pecan Avenue
Philadelphia, Mississippi
(601) 656-4977
Deposits;
24 Hour Teller
Union Branch
502 Bank Street
Union, Mississippi
(601) 774-9231
Full Service
Carthage Branch
301 West Main Street
Carthage, Mississippi
(601) 267-4525
Full Service
Flowood Branch
2845 Lakeland Drive
Flowood, Mississippi
(601) 992-7688
Deposits; Loans
Ridgeland Branch
320 Highway 51 North
Ridgeland, Mississippi
(601) 9519-4020
Deposits; Loans
Sebastopol Branch
24 Pine Street
Sebastopol, Mississippi
(601) 625-7447
Full Service;
24-Hour
Teller
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DeKalb Branch
176 Main Avenue
DeKalb, Mississippi
(601) 743-2115
Full Service
Kosciusko Branch
775 North Jackson Avenue
Kosciusko, Mississippi
(662) 289-4356
Full Service;
24-hour
Teller
Scooba Branch
27597 Highway 16 East
Scooba, Mississippi
(662) 476-8431
Full Service
Meridian Eastgate Branch
1825 Highway 39 North
Meridian, Mississippi
(601) 693-8367
Full Service;
24-Hour
Teller
Decatur Branch
15330 Highway 15 South
Decatur, Mississippi
(601) 635-2321
Full Service;
24-Hour
Teller
Forest Branch
247 Woodland Drive North
Forest, Mississippi
(601) 469-3424
Full Service;
24-Hour
Teller
Louisville Main Branch
100 East Main Street
Louisville, MS
(662) 773-6261
Full Service;
24 Hour Teller
Louisville Industrial Branch
803 South Church Street
Louisville, MS
(662) 773-6261
Drive-Up
Noxapater Branch
45 East Main Street
Noxapater, MS
(662) 724-4261
Deposits
Starkville Branch
201 Highway 12 West
Starkville, MS 39759
(662) 323-4210
Full Service;
24 Hour Teller
Collinsville Branch
9065 Collinsville Road
Collinsville, MS 39325
(601) 626-7608
Full Service;
24 Hour Teller
Meridian Broadmoor
5015 Highway 493
Meridian, MS 39305
(601) 581-1541
Full Service;
24 Hour Teller
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Hattiesburg
6222 Highway 98 West
Hattiesburg, MS 39402
(601) 264-4425
Full Service
24 Hour Teller
Biloxi Lemoyne
15309 Lemoyne Boulevard
Biloxi, MS 39532
(228) 207-2343
Full Service;
24 Hour Teller
Biloxi Cedar Lake
1830 Popps Ferry Road
Biloxi, MS 39532
(228) 594-6913
Full Service
24 Hour Teller
Oxford Branch
902 Sisk Avenue,
Suite E
Oxford, MS 38655
Full Service
24 Hour Teller
Gulfport Branch
12008 Hwy 49
Gulfport, MS 39503
(228) 831-3535
Full Service
24 Hour Teller
Ocean Springs Branch
2702 Bienville Blvd
Ocean Springs, MS 39564
(228) 875-3933
Full Service
24 Hour Teller
Pascagoula Branch
1519 Jackson Ave
Pascagoula, MS 39567
(228) 762-3330
Full Service
24 Hour Teller
The Bank owns its offices, except for the Gulfport Branch and the Oxford Branch, each of which is leased. The main office facility, originally occupied in 1966, is used solely by the Company and the Bank. This facility contains approximately 20,000 square feet and houses the executive offices and all operations-related departments of the Company. The other branches range in size from nearly 1,000 square feet to 12,000 square feet.
ITEM 3.
LEGAL PROCEEDINGS.
There are no material pending legal proceedings, other than routine litigation incidental to their business, to which either the Company or the Bank is a party or to which any of their property is subject.
ITEM 4.
MINE SAFETY DISCLOSURES.
Not applicable.
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PART II