Other Information
−Removed: Securities Trading Plans of Directors and Executive Officers
−Removed: During the three months ended March 31, 2025, no director or executive officer entered into , modified or terminated , any contract, instruction or written plan for the purchase or sale of the Company’s securities that were intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) or that constituted non-Rule 10b5-1 trading arrangements (as defined in Item 408 of Regulation S-K).
+Added: (a) Disclosure in lieu of reporting on a Current Report on Form 8-K.
+Added: Departure of Director
+Added: On August 7, 2025, Steven Sarracino resigned from the Board of Directors (the “Board”) of the Company, effective August 14, 2025.
+Added: Sarracino’s resignation from the Board was not a result of any disagreement on a matter related to the Company’s operations, policies or practices.
+Added: The Company thanks Mr.
+Added: Sarracino for his commitment and service to the Board.
+Added: (c) Insider trading arrangements and policies.
+Added: Other than as described below, during the three months ended June 30, 2025, no director or officer (as defined in Rule 16a-1(f) of the Exchange Act) adopted or terminated a Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K.
However, certain of our directors or officers have made, and may from time to time make, elections to have shares withheld to cover withholding taxes or pay the exercise price of options, which may be designed to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act or may constitute non-Rule 10b5-1 trading arrangements.
−Removed: Exhibits and Financial Statements Schedules.
+Added: On June 5, 2025 , Nicholas Calamari , the Company’s Chief Administrative Officer , entered into a Rule 10b5-1 trading arrangement intended to satisfy the affirmative defense of Rule 10b5-1(c) (the “2025 Calamari Trading Arrangement”).
+Added: The 2025 Calamari Trading Arrangement provides for the sale of up to 34,837 shares of the Company’s Class A common stock with a plan end date of February 4, 2026 .
Incorporated by Reference
Exhibit Description Form Exhibit Filing Date
+Added: 4.1 I nden t ure , dated as of April 28, 20 25, bet ween the Company and GLAS Trust Company LLC
+Added: 8-K 4.1 April 28, 2025
+Added: 10.1 S ecur ity Agreement, dated as of April 28, 2 025, between the Company , as issuer, sub sidi aries of the C ompany , as guarantors, and G LAS Trust C ompany, LLC, as Collateral Agent
+Added: 8-K 10.1 April 28, 2025
+Added: 10.2 Termination Agreement, dated as of April 28, 2025, between Vishal Garg and SB Northstar L.P.
+Added: 8-K 10.2 April 28, 2025
+Added: 10.3# N ote Exchange Agreement, dated April 12, 2025, bet ween the Company and SB Northstar L.
+Added: 8-K 10.1 April 14, 2025
+Added: 10.4* Director Compensation Policy
31.1* Certification of Principal Executive Officer pursuant to Securities Exchange Act Rules 13a-14(a) and 15(d)-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 .
12 unchanged sentences
__________________
−Removed: # Indicates management contract or compensatory arrangement
+Added: * Filed herewith.
** Furnished herewith.
2 unchanged sentences
Such exhibits shall not be deemed incorporated into any filing under the Securities Act of 1933 or the Exchange Act.
+Added: # Certain schedules, exhibits and similar attachments have been omitted pursuant to Item 601(a)(5) of Regulation S-K.
+Added: The Company will provide a copy of such omitted materials to the Securities and Exchange Commission or its staff upon request.
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
BETTER HOME & FINANCE HOLDING COMPANY
−Removed: May 14, 2025 By:
+Added: August 13, 2025 By:
/s/ Kevin Ryan
1 unchanged sentence
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.