“RISK FACTORS”
−Removed: in the Company’s Annual Report
−Removed: on Form 10-K for the year ended December 31, 2023,
+Added: in the Company’s Annual
+Added: Report on Form 10-K for the year ended December 31, 2023,
which could materially affect our business, financial condition
3 unchanged sentences
The persistence of inflation above the Federal Reserve’s
−Removed: term targets, and the maintenance of or further increases in, tightened Federal
−Removed: Reserve monetary policy by increased target
+Added: term targets, and the maintenance of or further increases in,
+Added: tightened Federal Reserve monetary policy by increased target
interest rates and reductions in the Federal Reserve’s
−Removed: securities portfolio, have and are expected to continue to affect the
−Removed: levels of interest rates, mortgage originations and income, the market values of our securities
−Removed: portfolio and loans and have
+Added: securities portfolio, have and are expected to continue to affect
+Added: levels of interest rates, mortgage originations and income, the market values of
+Added: our securities portfolio and loans and have
resulted in unrealized losses that have adversely affected our stockholders’
These have affected and are expected to
−Removed: continue to affect our deposit costs and mixes, and consumer savings and payment
+Added: continue to affect our deposit costs and mixes, and consumer savings
+Added: and payment behaviors.
These may also affect our
2 unchanged sentences
Additional risks and
−Removed: uncertainties not currently known to us or that we currently deem to be immaterial also
−Removed: may materially adversely affect our
+Added: uncertainties not currently known to us or that we currently deem to be
+Added: immaterial also may materially adversely affect our
business, financial condition, and/or operating results in the future.
UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS
−Removed: The Company did not sell any common stock or other equity securities during the second
−Removed: quarter of 2024.
+Added: The Company did not sell any common stock or other equity securities during
+Added: the third quarter of 2024.
UPON SENIOR SECURITIES
3 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.