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What changed 10-Q

Item 1A. Risk Factors

2023-11-07 compared with 2023-08-08 · 12 added, 8 removed, 10 unchanged (67% of the section changed)

9 unchanged sentences

reductions in the Federal Reserve’s securities portfolio,

and is expected to continue to affect mortgage originations and income and

the market values of our securities portfolio and

These could also affect our deposit, costs and mixes, and

change consumer savings and payment behaviors.

Additional risks and uncertainties not currently known to us or that

we currently deem to be immaterial also may materially

adversely affect our business, financial condition, and/or operating

results in the future.

and is expected to continue to affect the levels of interest rates,

mortgage originations and income, the market values of our

securities portfolio and loans and have resulted in unrealized losses that have adversely

affected our stockholders’ equity.

These have affected and are expected to continue to affect our

deposit costs and mixes, and consumer savings and payment

These may also affect our borrower’s operating costs,

expected returns and cash flows available to service our

Additional risks and uncertainties not currently known to us or that we currently deem to be

immaterial also may

materially adversely affect our business, financial condition,

and/or operating results in the future.

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.