What changed in this filing

/stocks — the workspaceLOADING

Item 9A. Controls and Procedures

2025-03-31 compared with 2024-03-07 · 48 added, 163 removed, 107 unchanged (66% of the section changed)

17 unchanged sentences

OTHER INFORMATION

Director and Officer Trading Arrangements

During the three months ended December 31, 2024, no director or officer of the Company adopted , modified or terminated a “Rule 10b5-1 trading arrangement” or “non-rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K.

DISCLOSURES REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

2 unchanged sentences

The information required by this item is incorporated herein by reference to our definitive proxy statement in connection with our 2025 annual meeting of shareholders to be filed pursuant to Regulation 14A under the Exchange Act.

The Company maintains an insider trading policy designed to ensure compliance with applicable securities laws by its directors, executive officers, and employees.

This policy governs the purchase, sale, and other dispositions of the Company’s securities and is intended to promote ethical conduct and prevent insider trading.

The full text of the insider trading policy is filed as Exhibit 19.1 to this Annual Report on Form 10-K.

EXECUTIVE COMPENSATION

13 unchanged sentences

Exhibit Number Exhibit Description

Form of Separation Agreement between Altisource Portfolio Solutions S.A.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 2.1 of the Registrant’s Form 10-12B/A — Amendment No.

1 to Form 10 as filed with the Commission on June 29, 2009)

Purchase and Sale Agreement, dated as of March 29, 2013, by and among Altisource Portfolio Solutions, Inc., Altisource Solutions S.à r.l., Ocwen Financial Corporation, Homeward Residential, Inc.

and Power Valuation Services, Inc.

(incorporated by reference to Exhibit 2.1 to the Company’s Form 8-K filed on April 4, 2013)

Purchase and Sale Agreement, dated as of August 19, 2013, by and among Altisource Portfolio Solutions S.A., Altisource Solutions S.à r.l.

and the Equity Interestholders of Equator, LLC (incorporated by reference to Exhibit 2.1 to the Company’s Form 8-K filed on August 21, 2013)

Stock Purchase Agreement dated as of October 6, 2021 by and among Genesys Cloud Services, Inc., Altisource S.à r.l., Pointillist, Inc,.

and other holders of the outstanding capital stock of Pointillist, Inc.

(incorporated by reference to Exhibit 2.1 to the Company’s Form 8-K filed on October 7, 2021)

Amended and Restated Articles of Incorporation of Altisource Portfolio Solutions S.A.

(incorporated by reference to Exhibit 3.1 to the Company’s Form 10-Q filed on August 9, 2017)

Description of Securities

Form of Warrant issued February 14, 2023 (incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed on February 21, 2023)

Separation Agreement, dated as of August 10, 2009, by and between Altisource Portfolio Solutions S.A.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.1 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

Tax Matters Agreement, dated as of August 10, 2009, by and between Altisource Solutions S.à r.l.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.2 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

Transition Services Agreement, dated as of August 10, 2009, by and between Altisource Solutions S.à r.l.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.3 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

Employee Matters Agreement, dated as of August 10, 2009, by and between Altisource Solutions S.à r.l.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.4 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

Technology Products Services Agreement, dated as of August 10, 2009, by and between Altisource Solutions S.à r.l.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.5 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

(incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K filed with the SEC on February 24, 2025)

Form of Warrant issued February 14, 2023 (incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed with the SEC on February 21, 2023)

Services Agreement, dated as of August 10, 2009, by and between Altisource Solutions S.à r.l.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.6 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

Data Center and Disaster Recovery Services Agreement, dated as of August 10, 2009, by and between Altisource Solutions S.à r.l.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.7 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.6 of the Registrant’s Current Report on Form 8-K as filed with the SEC on August 13, 2009)

Intellectual Property Agreement, dated as of August 10, 2009, by and between Altisource Solutions S.à r.l.

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.8 of the Registrant’s Current Report on Form 8-K as filed with the Commission on August 13, 2009)

and Ocwen Financial Corporation (incorporated by reference to Exhibit 10.8 of the Registrant’s Current Report on Form 8-K as filed with the SEC on August 13, 2009)

Employment Contract between Altisource Solutions S.à r.l.

2 unchanged sentences

1 to the Registration Statement on Form 10 of Altisource Portfolio Solutions S.A.

as filed with the Commission on June 29, 2009)

Employment Contract between Altisource Solutions S.à r.l.

Wilcox (incorporated by reference from Exhibit 10.11 to Amendment No.

1 to the Registration Statement on Form 10 of Altisource Portfolio Solutions S.A.

as filed with the Commission on June 29, 2009)

Purchase and Sale Agreement, dated as of February 12, 2010, by and among Altisource Portfolio Solutions S.A., and the Equity Interest Holders of The Mortgage Partnership of America, L.L.C.

and the Management Owners (incorporated by reference to Exhibit 10.12 of the Company’s 10-K as filed with the Commission on March 17, 2010)

Form of Put Option Agreements (incorporated by reference to Exhibit 10.13 of the Company’s 10-K as filed with the Commission on March 17, 2010)

Form of Non-qualified Stock Option Agreement, pursuant to the 2009 Equity Incentive Plan (incorporated by reference to Exhibit 10.14 of the Company’s 10-K as filed with the Commission on February 18, 2011)

First Amendment to the Transition Services Agreement, dated as of August 10, 2011, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K as filed with the Commission on August 16, 2011)

Support Services Agreement, dated as of August 10, 2012, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on August 16, 2012)

as filed with the SEC on June 29, 2009)

First Amendment to the Employment Contract dated as of August 15, 2012 between Altisource Solutions S.à r.l.

and William B.

Shepro (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on August 20, 2012)

First Amendment to the Employment Contract dated as of August 15, 2012 between Altisource Solutions S.à r.l.

Wilcox (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on August 20, 2012)

Shepro (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed with the SEC on August 20, 2012)

Services Agreement, dated as of October 1, 2012, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on October 5, 2012)

Technology Products Services Agreement, dated as of October 1, 2012, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on October 5, 2012)

Data Center and Disaster Recovery Agreement, dated as of October 1, 2012, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.3 of the Company’s Form 8-K filed on October 5, 2012)

Intellectual Property Agreement, dated as of October 1, 2012, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.4 of the Company’s Form 8-K filed on October 5, 2012)

First Amendment to Support Services Agreement, dated as of October 1, 2012, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.5 of the Company’s Form 8-K filed on October 5, 2012)

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed with the SEC on October 5, 2012)

First Amendment to Services Agreement, dated as of October 1, 2012, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.6 of the Company’s Form 8-K filed on October 5, 2012)

First Amendment to Technology Products and Services Agreement, dated as of October 1, 2012, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.7 of the Company’s Form 8-K filed on October 5, 2012)

First Amendment to Data Center and Disaster Recovery Agreement, dated as of October 1, 2012, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.8 of the Company’s Form 8-K filed on October 5, 2012)

First Amendment to Intellectual Property Agreement, dated as of October 1, 2012, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.9 of the Company’s Form 8-K filed on October 5, 2012)

Support Services Agreement, dated as of December 21, 2012, between Altisource Residential Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on December 28, 2012)

Support Services Agreement, dated as of December 21, 2012, between Altisource Asset Management Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on December 28, 2012)

Tax Matters Agreement, dated as of December 21, 2012, between Altisource Residential Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.3 of the Company’s Form 8-K filed on December 28, 2012)

Tax Matters Agreement, dated as of December 21, 2012, between Altisource Asset Management Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.4 of the Company’s Form 8-K filed on December 28, 2012)

Master Services Agreement, dated as of December 21, 2012, between Altisource Residential Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.5 of the Company’s Form 8-K filed on December 28, 2012)

Trademark License Agreement, dated as of December 21, 2012, between Altisource Asset Management Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.7 of the Company’s Form 8-K filed on December 28, 2012)

Technology Products Services Agreement, between Altisource Asset Management Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.8 of the Company’s Form 8-K filed on December 28, 2012)

(incorporated by reference to Exhibit 10.6 of the Company’s Form 8-K filed with the SEC on October 5, 2012)

Second Amendment to Services Agreement, dated as of March 29, 2013, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on April 4, 2013)

Second Amendment to Technology Products Services Agreement, dated as of March 29, 2013, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on April 4, 2013)

Second Amendment to Data Center and Disaster Recovery Services Agreement, dated as of March 29, 2013, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.3 of the Company’s Form 8-K filed on April 4, 2013)

Second Amendment to Intellectual Property Agreement, dated as of March 29, 2013, by and between Ocwen Financial Corporation and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.4 of the Company’s Form 8-K filed on April 4, 2013)

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed with the SEC on April 4, 2013)

First Amendment to Services Agreement, dated as of March 29, 2013, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.5 of the Company’s Form 8-K filed on April 4, 2013)

First Amendment to Technology Products Services Agreement, dated as of March 29, 2013, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.6 of the Company’s Form 8-K filed on April 4, 2013)

First Amendment to Data Center and Disaster Recovery Services Agreement, dated as of March 29, 2013, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.7 of the Company’s Form 8-K filed on April 4, 2013)

First Amendment to Intellectual Property Agreement, dated as of March 29, 2013, by and between Ocwen Mortgage Servicing, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.8 of the Company’s Form 8-K filed on April 4, 2013)

Agreement, dated as of April 12, 2013, by and among Altisource Solutions S.à r.l., Ocwen Financial Corporation and Ocwen Mortgage Servicing, Inc.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on April 18, 2013)

Form of Cash Retention Award Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on April 21, 2015)

Form of Non-Qualified Stock Option Award Agreement (incorporated by reference to Exhibit 10.3 of the Company’s Form 10-Q filed on July 23, 2015)

Amended and Restated Employment Agreement effective as of October 1, 2014 between Altisource Solutions S.à r.l.

and Gregory J.

Ritts (incorporated by reference to Exhibit 10.63 of the Company’s Form 10-K filed on March 15, 2016)

Non-Qualified Stock Option Award Agreement between the Company and Gregory J.

Ritts dated as of August 29, 2016 (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on October 27, 2016)

Form of Director Restricted Share Award Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on August 24, 2016)

Amendment and Waiver Agreement dated September 30, 2016 between Altisource Solutions S.à r.l.

and Altisource Residential Corporation (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on October 3, 2016)

Form of Non-Qualified Stock Option Award Agreement (2017 Performance-Based Stock Options) (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on April 13, 2017)

Form of Non-Qualified Stock Option Award Agreement (Service Revenue Stock Options) (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on April 13, 2017)

Form of Restricted Stock Award Agreement (2017 Performance-Based Restricted Shares) (incorporated by reference to Exhibit 10.3 of the Company’s Form 8-K filed on April 13, 2017)

Form of Restricted Stock Award Agreement (Service-Based Restricted Shares) (incorporated by reference to Exhibit 10.4 of the Company’s Form 8-K filed on April 13, 2017)

(incorporated by reference to Exhibit 10.5 of the Company’s Form 8-K filed with the SEC on April 4, 2013)

Form of Non-Qualified Stock Option Award Agreement (incorporated by reference to Exhibit 10.3 of the Company’s Form 10-Q filed with the SEC on July 23, 2015)

Form of Director Restricted Share Award Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed with the SEC on August 24, 2016)

Form of Non-Qualified Stock Option Award Agreement (2017 Performance-Based Stock Options) (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed with the SEC on April 13, 2017)

Form of Non-Qualified Stock Option Award Agreement (Service Revenue Stock Options) (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed with the SEC on April 13, 2017)

Cooperative Brokerage Agreement, dated as of August 28, 2017, between REALHome Services and Solutions, Inc., REALHome Services and Solutions - CT, Inc.

and New Residential Sales Corp.

(incorporated by reference to Exhibit 10.8 of the Company’s Form 10-Q filed on October 26, 2017)

(incorporated by reference to Exhibit 10.8 of the Company’s Form 10-Q filed with the SEC on October 26, 2017)

Letter Agreement, dated as of August 28, 2017, between New Residential Investment Corp., New Residential Mortgage LLC, REALHome Services and Solutions, Inc., REALHome Services and Solutions - CT, Inc.

and Altisource Solutions S.à r.l.

(incorporated by reference to Exhibit 10.9 of the Company’s Form 10-Q filed on October 26, 2017)

(incorporated by reference to Exhibit 10.9 of the Company’s Form 10-Q filed with the SEC on October 26, 2017)

First Amendment to the Cooperative Brokerage Agreement, dated as of November 16, 2017, between REALHome Services and Solutions, Inc., REALHome Services and Solutions - CT, Inc.

and New Residential Sales Corp.

(incorporated by reference to Exhibit 10.71 of the Company’s Form 10-K filed on February 22, 2018)

(incorporated by reference to Exhibit 10.71 of the Company’s Form 10-K filed with the SEC on February 22, 2018)

Second Amendment to the Cooperative Brokerage Agreement, dated as of January 18, 2018, between REALHome Services and Solutions, Inc., REALHome Services and Solutions - CT, Inc.

and New Residential Sales Corp.

(incorporated by reference to Exhibit 10.72 of the Company’s Form 10-K filed on February 22, 2018)

(incorporated by reference to Exhibit 10.72 of the Company’s Form 10-K filed with the SEC on February 22, 2018)

Third Amendment to the Cooperative Brokerage Agreement, dated as of March 23, 2018, between REALHome Services and Solutions, Inc., REALHome Services and Solutions - CT, Inc.

and New Residential Sales Corp.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on April 26, 2018)

Form of Non-Qualified Stock Option Award Agreement (2018 Performance-Based Stock Options) (incorporated by reference to Exhibit 10.2 of the Company’s Form 10-Q filed on April 26, 2018)

Form of Restricted Share Unit Award Agreement (2018 Service-Based Restricted Share Units) (incorporated by reference to Exhibit 10.3 of the Company’s Form 10-Q filed on April 26, 2018)

Credit Agreement, dated April 3, 2018 among Altisource S.à r.l.

and Altisource Portfolio Solutions S.A., Morgan Stanley Senior Funding, Inc., as Administrative Agent and Collateral Agent, and the Lenders party thereto (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on April 4, 2018)

Form of Non-Qualified Stock Option Award Agreement (2018 Performance-Based Stock Options) (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on July 26, 2018)

Amendment No.

1 to Credit Agreement dated as of June 27, 2018 among Altisource S.à r.l.

and Altisource Portfolio Solutions S.A., Morgan Stanley Senior Funding, Inc., as Administrative Agent and Collateral Agent, and the Lenders party thereto (incorporated by reference to Exhibit 10.3 of the Company’s Form 10-Q filed on July 26, 2018)

Omnibus Amendment to Master Services Agreement, Waiver Agreement, Services Letter and Fee Letter, dated August 8, 2018 among Altisource S.à r.l.

and Front Yard Residential Corporation (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on August 9, 2018)

(incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed with the SEC on April 26, 2018)

Form of Non-Qualified Stock Option Award Agreement (2018 Performance-Based Stock Options) (incorporated by reference to Exhibit 10.2 of the Company’s Form 10-Q filed with the SEC on April 26, 2018)

Form of Restricted Share Unit Award Agreement (2018 Service-Based Restricted Share Units) (incorporated by reference to Exhibit 10.3 of the Company’s Form 10-Q filed with the SEC on April 26, 2018)

Fourth Amendment to the Cooperative Brokerage Agreement, dated as of September 11, 2018, between REALHome Services and Solutions, Inc., REALHome Services and Solutions - CT, Inc.

and New Residential Sales Corp.

(incorporated by reference to Exhibit 10.4 of the Company’s Form 10-Q filed on October 25, 2018)

(incorporated by reference to Exhibit 10.4 of the Company’s Form 10-Q filed with the SEC on October 25, 2018)

Second Amended and Restated Employment Contract dated as of November 6, 2018 between Altisource Solutions S.à r.l.

and Gregory J.

Ritts (incorporated by reference to Exhibit 10.78 of the Company’s Form 10-K filed on February 26, 2019)

Employment Agreement effective as of August 1, 2017 between Altisource Solutions S.à r.l and Marcello Mastioni (incorporated by reference to Exhibit 10.79 of the Company’s Form 10-K filed on February 26, 2019)

Non-Qualified Stock Option Award Agreement between the Company and Marcello Mastioni dated as of August 1, 2017 (incorporated by reference to Exhibit 10.80 of the Company’s Form 10-K filed on February 26, 2019)

Restricted Share Award Agreement between the Company and Marcello Mastioni dated as of August 1, 2017 (incorporated by reference to Exhibit 10.81 of the Company’s Form 10-K filed on February 26, 2019)

Altisource Portfolio Solutions S.A.

Amended and Restated 2009 Equity Incentive Plan, dated as of November 12, 2018 (incorporated by reference to Exhibit 10.82 of the Company’s Form 10-K filed on February 26, 2019)

Ritts (incorporated by reference to Exhibit 10.78 of the Company’s Form 10-K filed with the SEC on February 26, 2019)

Binding Term Sheet dated as of February 22, 2019 between Altisource S.à r.l., Ocwen Financial Corporation and Ocwen Mortgage Servicing, Inc.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on April 25, 2019)

Amended and Restated Employment Contract of Indefinite Duration dated as of March 22, 2019 between Altisource S.à r.l.

and Marcello Mastioni (incorporated by reference to Exhibit 10.2 of the Company’s Form 10-Q filed on April 25, 2019)

Separation Agreement and Release dated as of March 22, 2019 between Indroneel Chatterjee and Altisource Solutions, Inc.

(incorporated by reference to Exhibit 10.3 of the Company’s Form 10-Q filed on April 25, 2019)

Side Letter to Separation Agreement and Release by and between Indroneel Chatterjee and Altisource Solutions, Inc.

dated as of March 22, 2019 (incorporated by reference to Exhibit 10.4 of the Company’s Form 10-Q filed on April 25, 2019)

Form of Restricted Stock Unit Award Agreement Pursuant to Altisource’s 2009 Equity Incentive Plan and 2019 Long Term Equity Incentive Program (incorporated by reference to Exhibit 10.5 of the Company’s Form 10-Q filed on April 25, 2019)

Form of Restricted Stock Unit Award Agreement Pursuant to Altisource’s 2009 Equity Incentive Plan and 2018 Annual Incentive Plan (incorporated by reference to Exhibit 10.6 of the Company’s Form 10-Q filed on April 25, 2019)

Form of Restricted Stock Unit Award Agreement Pursuant to Altisource’s 2009 Equity Incentive Plan and 2019 Long Term Equity Incentive Program (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on July 25, 2019)

Agreement dated as of October 11, 2019 between Altisource S.à r.l.

Wilcox (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on October 24, 2019)

Binding Term Sheet dated as of May 5, 2021 between Altisource S.à r.l., Ocwen Financial Corporation and and Ocwen USVI Services, LLC (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on May10, 2021)

Settlement Agreement and Full Release dated as of April 28, 2021 between Marcello Mastioni and Altisource S.à r.l.

(incorporated by reference to Exhibit 10.2 of the Company’s Form 10-Q filed on May10, 2021)

Post-Separation Covenant Agreement dated as of April 28, 2021 between Marcello Mastioni and Altisource S.à r.l.

(incorporated by reference to Exhibit 10.3 of the Company’s Form 10-Q filed on May10, 2021)

Credit Agreement, dated June 22, 2021 among Altisource S.à r.l.

and STS Master Fund, Ltd.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on July 23, 2021)

(incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed with the SEC on April 25, 2019)

Binding Term Sheet dated as of May 5, 2021 between Altisource S.à r.l., Ocwen Financial Corporation and Ocwen USVI Services, LLC (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed with the SEC on May 10, 2021)

Director Restricted Share Award Agreement dated as of April 13, 2022 between Mary C.

Hickok and Altisource Portfolio Solutions S.A.

(incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on April 28, 2022)

Transaction Support Agreement (including the Term Sheet) dated as of February 2, 2023 (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on February 3, 2023)

Registration Rights Agreement, dated February 14, 2023 (incorporated by reference to Exhibit 10.2 to the Company’s Form 8-K filed on February 21, 2023)

Warrant Purchase Agreement, dated February 14, 2023 (incorporated by reference to Exhibit 10.3 to the Company’s Form 8-K filed on February 21, 2023)

Amended and Restated Credit Agreement, dated February 9, 2023 among Altisource S.à r.l.

and Altisource Portfolio Solutions S.A., Morgan Stanley Senior Funding, Inc., as Administrative Agent and Collateral Agent, and the Lenders party thereto

Amended Credit Agreement dated February 9, 2023 by among Altisource S.à r.l and STS Master Fund, Ltd

(incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed with the SEC on April 28, 2022)

Altisource Portfolio Solutions S.A.

Amended and Restated 2009 Equity Incentive Plan, dated as of February 18, 2025 (incorporated by reference to Exhibit 10.1 of the Company's Form 8-K filed February 18, 2025)

Exchange First Lien Loan Credit Agreement, dated February 19, 2025 by and among Altisource S.à r.l.

and Altisource Portfolio Solutions S.A., Cantor Fitzgerald Securities, as Administrative Agent and Collateral Agent, and the Lenders party thereto (incorporated by reference to Exhibit 10.1 of the Company's Form 8-K filed with the SEC on February 25, 2025)

Super Senior Loan Credit Agreement, dated as of February 19, 2025 by and among Altisource S.à r.l.

and Altisource Portfolio Solutions S.A., Cantor Fitzgerald Securities, as Administrative Agent and Collateral Agent, and the Lenders party thereto (incorporated by reference to Exhibit 10.2 of the Company's Form 8-K filed with the SEC on February 25, 2025)

Exchange Agreement, dated as of February 19, 2025 by and among Altisource S.à r.l.

and Altisource Portfolio Solutions S.A., and the Lenders party thereto (incorporated by reference to Exhibit 10.3 of the Company's Form 8-K filed with the SEC on February 25, 2025)

Registration Rights Agreement, dated as of February 19, 2025 by and among Altisource Portfolio Solutions S.A.

and the investors party thereto (incorporated by reference to Exhibit 10.4 of the Company's Form 8-K filed with the SEC on February 25, 2025)

Form of Director Nomination Agreement (incorporated by reference to Exhibit 10.5 of the Company’s Form 8-K filed with the SEC on February 25, 2025)

Form of Restricted Stock Award Agreement (Service-Based Restricted Shares)

Prevention of Insider Trading and Other Prohibitions

Subsidiaries of the Registrant

12 unchanged sentences

* Filed herewith

** Portions of this exhibit have been redacted pursuant to a request for confidential treatment.

The non-public information has been filed separately with the Securities and Exchange Commission.

** The schedules and exhibits to this exhibit have been omitted pursuant to Item 601(a)(5) of Regulation S-K.

The registrant hereby undertakes to furnish supplemental copies of omitted schedules and exhibits upon request by the SEC.

† Denotes management contract or compensatory arrangement

23 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 9A. Controls and Procedures