Item 2. Management’s Discussion and Analysis
ITEM 2
Management’s Discussion and Analysis of Financial Condition and Results of Operations
40
• Cautionary Note on Forward-Looking Statements
40
• Executive Summary
43
• Critical Accounting Estimates
44
• Consolidated Results of Operations
44
• Business Segment Operations
45
• Use of Non-GAAP Measures
50
• Investments
53
• Insurance Reserves
59
• Liquidity and Capital Resources
62
• Enterprise Risk Management
67
• Glossary
68
• Acronyms
70
ITEM 3
Quantitative and Qualitative Disclosures About Market Risk
70
ITEM 4
Controls and Procedures
70
Part II – Other Information
ITEM 1
Legal Proceedings
71
ITEM 1A
Risk Factors
71
ITEM 2
Unregistered Sales of Equity Securities and Use of Proceeds
71
Text extracted from the filing as submitted to EDGAR. Formatting, tables and exhibits are simplified for reading; the original document is authoritative for anything you rely on.