Item 2. Management’s Discussion and Analysis
ITEM 2
Management’s Discussion and Analysis of Financial Condition and Results of Operations
44
• Cautionary Statement Regarding Forward-Looking Information and Factors That May Affect Future Results
44
• Use of Non-GAAP Measures
47
• Critical Accounting Estimates
49
• Executive Summary
49
• Consolidated Results of Operations
51
• Business Segment Operations
54
• Investments
62
• Insurance Reserves
70
• Liquidity and Capital Resources
72
• Enterprise Risk Management
77
• Glossary
78
• Acronyms
80
ITEM 3
Quantitative and Qualitative Disclosures About Market Risk
80
ITEM 4
Controls and Procedures
80
Part II – Other Information
ITEM 1
Legal Proceedings
81
ITEM 1A
Risk Factors
81
ITEM 2
Unregistered Sales of Equity Securities and Use of Proceeds
81
Text extracted from the filing as submitted to EDGAR. Formatting, tables and exhibits are simplified for reading; the original document is authoritative for anything you rely on.