Item 2. Management’s Discussion and Analysis
ITEM 2
Management’s Discussion and Analysis of Financial Condition and Results of Operations
67
• Cautionary Statement Regarding Forward-Looking Information and Factors That May Affect Future Results
67
• Use of Non-GAAP Measures
70
• Critical Accounting Estimates
72
• Executive Summary
73
• Consolidated Results of Operations
76
• Business Segment Operations
80
• Investments
97
• Insurance Reserves
106
• Liquidity and Capital Resources
112
• Enterprise Risk Management
119
• Glossary
120
• Acronyms
122
ITEM 3
Quantitative and Qualitative Disclosures About Market Risk
123
ITEM 4
Controls and Procedures
123
Part II – Other Information
ITEM 1
Legal Proceedings
124
ITEM 1A
Risk Factors
124
ITEM 2
Unregistered Sales of Equity Securities and Use of Proceeds
124
Text extracted from the filing as submitted to EDGAR. Formatting, tables and exhibits are simplified for reading; the original document is authoritative for anything you rely on.