Quantitative and Qualitative Disclosures About Market Risk
−Removed: The Company’s market risk is composed primarily of interest rate risk arising from its core banking activities of lending and deposit taking.
+Added: The Company’s market risk is composed primarily of interest rate risk arising from its core banking activities of lending and deposit gathering.
Interest rate risk refers to the exposure arising from changes in interest rates.
21 unchanged sentences
This analysis does not represent a forecast and should not be relied upon as being indicative of expected operating results.
−Removed: At September 30, 2025
+Added: At March 31, 2026
Sensitivity of Net Interest Income Over One Year Horizon
10 unchanged sentences
Further, the computations do not contemplate any actions the Company may undertake in response to changes in interest rates.
+Added: (dollars in thousands, except share and per share data)
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.