What changed 10-K

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

2026-02-26 compared with 2025-02-28 · 1 added, 1 removed, 29 unchanged (6% of the section changed)

28 unchanged sentences

Percentage Change

At December 31, 2024, a 100 basis point instantaneous increase in interest rates had the effect of decreasing forecast net interest income over the next 12 months by 9.3% while a 100 basis point decrease in rates had the effect of increasing net interest income by 10.6%.

At December 31, 2025, a 100 basis point instantaneous increase in interest rates had the effect of decreasing forecast net interest income over the next 12 months by 3.0% while a 100 basis point decrease in rates had the effect of decreasing net interest income by 0.7%.

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.