Other Information
−Removed: During the quarter ended September 30, 2025, the following director adopted a “Rule 10b5-1 trading arrangement” as defined in Regulation S-K Item 408, as follows:
−Removed: On September 18, 2025 , Benjamin E.
−Removed: Robinson III , a member of the Board , adopted a Rule 10b5-1 trading arrangement providing for the potential sales of shares of our common stock through various transactions upon the occurrence and satisfaction of certain price and/or other conditions, with 2,481 shares being the total of the maximum number of all shares subject to any condition when summed across all possible conditions.
−Removed: The trading arrangement is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).
−Removed: The duration of the trading arrangement is until December 31, 2026 , or earlier, upon the completion or expiration of all transactions subject to the trading arrangement.
−Removed: During the quarter ended September 30, 2025, no other directors or officers, as defined in Rule 16a-1(f), adopted, modified or terminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement,” each as defined in Regulation S-K Item 408.
+Added: During the quarter ended December 31, 2025, none of our directors or officers (as defined in Rule 16a-1(f) promulgated under the Exchange Act) adopted , modified or terminated any “Rule 10b5-1 trading arrangements” or “non-Rule 10b5-1 trading arrangements” (each as defined in in Item 408(c) of Regulation S-K).
Number Exhibit Description Filed
5 unchanged sentences
10-Q 3.01 11-08-18
−Removed: 10.1 Revolving Credit Agreement, dated July 22, 2025, by and among the Company, the lenders named therein, and Bank of Montreal, as administrative and collateral agent .
−Removed: 10.1 07-24-25
−Removed: 10.2 Credit Agreement, dated as of September 29, 2025, by and among the Company, as servicer, WFC Receivables I, LLC, as borrower, the lenders and agents from time to time parties thereto, Atlas Securitized Products Administration, L.P., as administrative agent for the lenders, Systems & Services Technologies, Inc., as backup servicer, and Wilmington Trust, National Association, a national banking association, as securities intermediary.
−Removed: 8-K 10.1 10-03-25
−Removed: 10.3 World Acceptance Corporation 2025 Stock Incentive Plan.
−Removed: 8-K 10.1 08-22-25
31.01 Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer
2 unchanged sentences
32.02 Section 1350 Certification of Chief Financial and Strategy Officer
−Removed: 101.01 The following materials from the Company's Quarterly Report for the fiscal quarter ended September 30, 2025, formatted in Inline XBRL:
−Removed: (i) Consolidated Balance Sheets as of September 30, 2025 and March 31, 2025;
−Removed: (ii) Consolidated Statements of Operations for the three and six months ended September 30, 2025 and September 30, 2024;
−Removed: (iii) Consolidated Statements of Shareholders' Equity for the three and six months ended September 30, 2025 and September 30, 2024;
−Removed: (iv) Consolidated Statements of Cash Flows for the six months ended September 30, 2025 and September 30, 2024;
+Added: 101.01 The following materials from the Company's Quarterly Report for the fiscal quarter ended December 31, 2025, formatted in Inline XBRL:
+Added: (i) Consolidated Balance Sheets as of December 31, 2025 and March 31, 2025;
+Added: (ii) Consolidated Statements of Operations for the three and nine months ended December 31, 2025 and December 31, 2024;
+Added: (iii) Consolidated Statements of Shareholders' Equity for the three and nine months ended December 31, 2025 and December 31, 2024;
+Added: (iv) Consolidated Statements of Cash Flows for the nine months ended December 31, 2025 and December 31, 2024;
(v) Notes to the Consolidated Financial Statements.
8 unchanged sentences
Signing on behalf of the registrant and as principal accounting officer
−Removed: November 6, 2025
+Added: February 9, 2026
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.