16 unchanged sentences
Inherent Limitations on Effectiveness of Controls
−Removed: Our management, including the principal executive officer and principal financial officer, does not expect that our disclosure controls and procedures or our internal control over financial reporting will prevent or detect all error and all fraud.
+Added: Our management, including the principal executive officer and principal financial officer, does not expect that our disclosure controls and procedures or our internal control over financial reporting will prevent or detect all errors and all fraud.
A control system, no matter how well designed and operated, can provide only reasonable, not absolute, assurance that the control system’s objectives will be met.
3 unchanged sentences
Controls can also be
−Removed: Table o f C o ntent s
circumvented by the individual acts of some persons, by collusion of two or more people, or by management override of the controls.
3 unchanged sentences
Other Information
−Removed: Table o f C o ntent s
+Added: Disclosure Regarding Foreign Jurisdictions that Prevent Inspections
+Added: Not Applicable.
Directors, Executive Officers and Corporate Governance
−Removed: Information contained under the captions “Proposal 1 - Election of Directors,” “Corporate Governance,” “Delinquent Section 16(a) Reports” in the Proxy Statement is incorporated herein by reference in response to this Item 10.
+Added: Information contained under the captions “Proposal 1 - Election of Directors,” “Corporate Governance,” and “Delinquent Section 16(a) Reports” in the Proxy Statement is incorporated herein by reference in response to this Item 10.
The information in response to this Item 10 regarding the executive officers of the Company is contained in Item 1, Part I hereof under the caption “Information about our Executive Officers.”
8 unchanged sentences
Principal Accountant Fees and Services
−Removed: Information contained under the caption “Proposal 3 - Ratification of Appointment of Independent Registered Public Accounting Firm” in the Proxy Statement is incorporated by reference in response to this Item 14.
−Removed: Table o f C o ntent s
+Added: Information contained under the proposal captioned "Ratification of Appointment of Independent Registered Public Accounting Firm” in the Proxy Statement is incorporated by reference in response to this Item 14.
Exhibits and Financial Statement Schedules
3 unchanged sentences
Consolidated Statements of Operations for the fiscal years ended March 31, 2022, 2021, and 2020
−Removed: Consolidated Statements of Comprehensive Income for the fiscal years ended March 31, 2021, 2020, and 2019
Consolidated Statements of Shareholders' Equity for the fiscal years ended March 31, 2022, 2021, and 2020
1 unchanged sentence
Notes to Consolidated Financial Statements
−Removed: Reports of Independent Registered Public Accounting Firm
+Added: Reports of Independent Registered Public Accounting Firm (PCAOB ID:
(a)(2) Financial Statement Schedules
7 unchanged sentences
Form 10-K Summary
−Removed: Table o f C o ntent s
EXHIBIT INDEX
2 unchanged sentences
Number Exhibit Filing
−Removed: 2.01 Stock Purchase Agreement effective July 1, 2018, by and among World Acceptance Corporation, WFC Services Inc., WAC Mexico Holdings LLC, Astro Wealth, S.A.
−Removed: de C.V., and Astro Assets, S.A.
−Removed: 8-K 2.1 08-03-18
3.01 Second Amended and Restated Articles of Incorporation of World Acceptance Corporation, as amended
23 unchanged sentences
8-K 10.1 03-29-21
+Added: 10.10 Sixth Amendment to Amended and Restated Revolving Credit Facility dated September 27, 2021
+Added: 8-K 10.1 09-28-21
+Added: 10.11 Seventh Amendment to Amended and Restated Revolving Credit Facility dated May 3 , 2022
+Added: 8-K 10.1 05-06-22
10.12 Declination Letter, dated August 5, 2020, from the U.S.
21 unchanged sentences
10-Q 10.13 02-01-08
−Removed: Table o f C o ntent s
10.23+ First Amended and Restated World Acceptance Corporation Board of Directors 2005 Deferred Compensation Plan
63 unchanged sentences
23 Consent of RSM US LLP
−Removed: Table o f C o ntent s
31.01 Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer
5 unchanged sentences
(ii) Consolidated Statements of Operations for the fiscal years ended March 31, 2022, March 31, 2021, and March 31, 2020;
−Removed: (iii) Consolidated Statements of Comprehensive Income for the fiscal years ended March 31, 2021, March 31, 2020, and March 31, 2019;
−Removed: (iv) Consolidated Statements of Shareholders’ Equity for the fiscal years ended March 31, 2021, March 31, 2020, and March 31, 2019;
−Removed: (v) Consolidated Statements of Cash Flows for the fiscal years ended March 31, 2021, March 31, 2020, and March 31, 2019;
−Removed: (vi) Notes to Consolidated Financial Statements.
+Added: (iii) Consolidated Statements of Shareholders’ Equity for the fiscal years ended March 31, 2022, March 31, 2021, and March 31, 2020;
+Added: (iv) Consolidated Statements of Cash Flows for the fiscal years ended March 31, 2022, March 31, 2021, and March 31, 2020;
+Added: (v) Notes to Consolidated Financial Statements.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
1 unchanged sentence
+ Management Contract or other compensatory plan required to be filed under Item 15 of this report and Item 601 of Regulation S-K of the Securities and Exchange Commission.
−Removed: Table o f C o ntent s
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
6 unchanged sentences
Signing on behalf of the registrant and as principal executive officer Signing on behalf of the registrant and as principal financial officer
−Removed: June 2, 2021 Date:
+Added: May 26, 2022 Date:
/s/ Scott McIntyre
5 unchanged sentences
Chairman of the Board of Directors and a Director Director
−Removed: June 2, 2021 Date:
+Added: May 26, 2022 Date:
/s/ Charles D.
2 unchanged sentences
Director Director
−Removed: June 2, 2021 Date:
+Added: May 26, 2022 Date:
+Added: /s/ Beth Neuhoff /s/ Benjamin Robinson
+Added: Beth Nuehoff Benjamin Robinson
+Added: Director Director
+Added: May 26, 2022 Date:
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.