50 unchanged sentences
The Company’s life insurance
−Removed: business includes funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and limited health
−Removed: insurance products.
+Added: business includes funeral plans and interest-sensitive life insurance, as well as other traditional life, limited-payment life, accident,
+Added: and limited health insurance products.
The Company places specific marketing emphasis on funeral plans through pre-need planning.
−Removed: The Company’s insurance
−Removed: subsidiaries, Kilpatrick, Southern Security Life Insurance Company, Inc.
−Removed: (“Southern Security”) and Trans-Western Life Insurance
−Removed: Company (“Trans-Western”), do not actively write policies, but service and maintain policies that were issued prior to their
−Removed: acquisition by Security National Life.
+Added: Company’s insurance subsidiaries, Kilpatrick, Southern Security Life Insurance Company, Inc.
+Added: (“Southern Security”)
+Added: and Trans-Western Life Insurance Company (“Trans-Western”), do not actively write policies, but service and maintain policies
+Added: that were issued prior to their acquisition by Security National Life.
funeral plan is a small face value life insurance policy that generally has face coverage of up to $30,000.
13 unchanged sentences
Most of the Company’s funeral plan premiums come from the states of Arkansas, California, Florida,
−Removed: Georgia, Louisiana, Mississippi, Texas, and Utah.
+Added: Georgia, Louisiana, Mississippi, Tennessee, Texas, and Utah.
Company sells its life insurance products through direct agents, brokers, and independent licensed agents who may also sell insurance
16 unchanged sentences
Insurance in force as of December 31 (in thousands)
−Removed: $ 3,446,836 (1)
−Removed: $ 3,415,368 (1)
−Removed: $ 3,379,921 (1)
Premiums Collected (in thousands)
45 unchanged sentences
following table summarizes the accident and health insurance business for the five years ended December 31, 2025:
−Removed: Accident and Health Policy/Certificate Count as of December 31
+Added: Accident and Health Policy/Certificate
+Added: Count as of December 31
Premiums Collected (in thousands)
5 unchanged sentences
are generally renewed annually.
−Removed: The premiums paid by the Company are based on a number of factors, primarily including the age of the
−Removed: insured and the risk ceded to the reinsurer.
+Added: The premiums paid by the Company are based on several factors, primarily including the age of the insured
+Added: and the risk ceded to the reinsurer.
is the Company’s policy to retain no more than $100,000 of ordinary insurance per life insured, with the excess risk being reinsured.
101 unchanged sentences
are public records.
−Removed: Security National Life, First Guaranty, Kilpatrick, and Southern Security have received notice of a regularly scheduled
−Removed: multi-year examination for the years 2021-2024 that will commence in the second quarter of 2025.
+Added: Security National Life, First Guaranty, Kilpatrick, Southern Security, and Trans-Western are currently under examination
+Added: by the insurance departments for the years 2021-2024.
Texas Department of Banking also audits pre-need insurance policies that are issued in the state of Texas.
97 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.