What changed in this filing

/stocks — the workspaceLOADING

Item 2. Properties

2025-03-07 compared with 2024-03-08 · 20 added, 23 removed, 43 unchanged (50% of the section changed)

The Company’s principal executive offices

are located at 401 Clinton Street, Defiance, Ohio.

State Bank owns this facility, with a portion of the facility utilized as a retail

banking center.

In addition, State Bank owns the land and buildings occupied by 21 of its banking centers and leases two other properties

used as banking centers.

The Company also occupies office space from various parties for loan production and other business purposes

on varying lease terms.

There is no outstanding mortgage debt on any of the properties which are owned by State Bank.

Listed below are the banking centers, loan production

offices and service facilities of the Company and their addresses, all of which are located in Allen, Defiance, Delaware, Franklin, Fulton,

Hancock, Lucas, Paulding, Williams and Wood counties of Ohio;

Allen, Boone, Hamilton and Steuben counties of Indiana;

and Monroe county

SB Financial Group, Inc.

Property List as of

December 31, 2023

Company’s principal executive offices are located at 401 Clinton Street, Defiance, Ohio.

State Bank owns this facility, with a

portion of the facility utilized as a retail banking center.

In addition, State Bank owns the land and buildings occupied by 23 of its

banking centers and leases two other properties used as banking centers.

The Company also occupies office space from various parties

for loan production and other business purposes on varying lease terms.

There is no outstanding mortgage debt on any of the properties

which are owned by State Bank.

below are the banking centers, loan production offices and service facilities of the Company and their addresses, all of which are located

in Allen, Defiance, Delaware, Franklin, Fulton, Hancock, Lucas, Paulding, Williams and Wood counties of Ohio;

Allen, Boone, Hamilton

and Steuben counties of Indiana;

and Monroe county of Michigan:

Financial Group, Inc.

Property List as of December 31, 2024

($ in thousands)

38 unchanged sentences

Total deposits

SB Captive operates from office space located at 101 Convention Center

Dr., Suite 850, Las Vegas, NV 89109.

The Company’s

subsidiaries have several noncancellable leases for business use that expire over the next five years.

Aggregate rental expense for these

leases was $0.20 million and $0.19 million for the years ended December 31, 2023 and 2022, respectively.

operates from office space located at 101 Convention Center Dr.,Suite 850, Las, Vegas, NV 89109.

Company’s subsidiaries have several noncancellable leases for business use that expire over the next five years.

Aggregate rental

expense for these leases was $0.20 million and $0.19 million for the years ended December 31, 2024, and 2023, respectively.

Future minimum lease payments under operating leases are:

2 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 2. Properties