125 unchanged sentences
The cost of compliance with PCI DSS is significant and may increase as the requirements change.
−Removed: We are assessed periodically for assurance and successfully completed our last annual assessment in October 2024.
+Added: We are assessed periodically for assurance and successfully completed our last annual assessment in September 2025.
Compliance does not guarantee a completely secure environment and notwithstanding the results of this assessment there can be no assurance that payment card brands will not request further compliance assessments or set forth additional requirements to maintain access to credit card processing services.
245 unchanged sentences
We have a significant amount of indebtedness.
−Removed: As of June 30, 2025, we had $5.0 billion of indebtedness outstanding which is net of debt issuance costs and unamortized discounts.
+Added: As of September 30, 2025, we had $4.2 billion of indebtedness outstanding which is net of debt issuance costs and unamortized discounts.
Our substantial level of indebtedness increases the possibility that we may not generate enough cash flow from operations to pay, when due, the principal of, interest on or other amounts due in respect of, these obligations.
61 unchanged sentences
We may recognize impairments on long-lived assets, including goodwill and other intangible assets, or recognize impairments on our equity method investments.
−Removed: Our consolidated balance sheets as of June 30, 2025 contained goodwill and intangible assets, net totaling $2.7 billion.
+Added: Our consolidated balance sheets as of September 30, 2025 contained goodwill and intangible assets, net totaling $2.7 billion.
Future acquisitions that result in the recognition of additional goodwill and intangible assets would cause an increase in these types of assets.
31 unchanged sentences
Such changes could result in an increase or decrease in the effective tax rate applicable to all or a portion of our income or losses which would impact our profitability.
−Removed: We consider the undistributed capital investments in our foreign subsidiaries to be indefinitely reinvested as of June 30, 2025, and, accordingly, have not provided deferred taxes on any outside basis differences for most subsidiaries.
+Added: We consider the undistributed capital investments in our foreign subsidiaries to be indefinitely reinvested as of September 30, 2025, and, accordingly, have not provided deferred taxes on any outside basis differences for most subsidiaries.
We establish reserves for our potential liability for U.S.
12 unchanged sentences
Additionally, several countries, primarily Canada and in Europe, have adopted DST on revenue earned by multinational companies from the provision of certain digital services, such as the use of an online marketplace, regardless of physical presence.
+Added: While Canada has halted the requirement to file returns and remit payments for DST, as of June 30, 2025, the law has not been rescinded by the Parliament of Canada.
+Added: Other countries continue to introduce DST proposals, which we monitor closely.
We continue to evaluate the potential effects that the DST may have on our operations, cash flows and results of operations.
23 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.