What changed 10-K

Item 1B. Unresolved Staff Comments

2026-06-12 compared with 2025-06-12 · 1 added, 1 removed, 53 unchanged (4% of the section changed)

16 unchanged sentences

These assessments include regular penetration testing and periodic third-party audits to validate the effectiveness of our controls.

In designing our Information Security Program, we refer to established industry frameworks - in particular, the Federal Financial Institutions Examination Council (FFIEC) and guidance and best practices from the National Institute of Standards and Technology (NIST).

In designing our Information Security Program, we refer to established industry frameworks - in particular, the Federal Financial Institutions Examination Council (FFIEC) and guidance and best practices from the Cyber Risk Institute (CRI).

The FFIEC framework offers a set of guidelines to help financial institutions effectively manage and mitigate cybersecurity risks.

35 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.