What changed in this filing

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Item 9A. Controls and Procedures

2022-03-18 compared with 2021-03-19 · 116 added, 34 removed, 125 unchanged (55% of the section changed)

10 unchanged sentences

Based on the assessment management determined that the Company maintained effective internal control over financial reporting as of December 31, 2021.

Postlethwaite and Netterville, an independent registered public accounting firm, audited the consolidated financial statements of the Company for the years ended December 31, 2020 and 2019, included in this Annual Report on Form 10-K.

Their report is included in “Item 8.

Financial Statements and Supplementary Data." This annual report does not include an attestation report of the Company's registered public accounting firm on the Company's internal control over financial reporting due to a transition period established by rules of the SEC for an Emerging Growth Company.

Financial Statements and Supplementary Data.” This Report does not include an attestation report of the Company’s registered public accounting firm on the Company’s internal control over financial reporting due to a transition period established by rules of the SEC for an Emerging Growth Company.

Changes in internal control over financial reporting

1 unchanged sentence

Other Information

Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

Not applicable.

Directors, Executive Officers and Corporate Governance

12 unchanged sentences

Financial Statements and Supplementary Data”:

Report of Independent Registered Public Accounting Firm (PCAOB ID 396 )

Consolidated Balance Sheets as of December 31, 2021 and 2020

4 unchanged sentences

Notes to the Consolidated Financial Statements

(2) All supplemental financial statement schedules are omitted because they are either not applicable or not required, or because the required information is contained in the consolidated financial statements or the notes thereto which is included in Part II, Item 8 of this Annual Report on Form 10-K.

(3) Exhibits required to be filed are included in Item 15(b) below.

2 unchanged sentences

3.1 Restated Articles of Incorporation of Red River Bancshares, Inc.

(incorporated by reference to Exhibit 3.1 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798)

(incorporated by reference to Exhibit 3.1 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798)

3.2 Red River Bancshares, Inc.

Amended and Restated Bylaws (incorporated by reference to Exhibit 3.

1 to Red River Bancshares, Inc.'s Current Report o n Form 8 - K filed with the SEC on March 1 , 20 21 , file number 001-38888 )

4.1 Specimen common stock certificate (incorporated by reference to Exhibit 4.1 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798)

4.2 Description of Common Stock (incorporated by reference to Exhibit 4.2 to Red River Bancshares, Inc.'s Annual Report on Form 10-K filed with the SEC on March 27, 2020, file number 001-38888)

Amended and Restated Bylaws (incorporated by reference to Exhibit 3.1 to Red River Bancshares, Inc.

’ s Current Report on Form 8-K filed with the SEC on March 1, 2021, file number 001-38888)

4.1 Specimen common stock certificate (incorporated by reference to Exhibit 4.1 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798)

4.2 Description of Common Stock (incorporated by reference to Exhibit 4.2 to Red River Bancshares, Inc.

’ s Annual Report on Form 10-K filed with the SEC on March 27, 2020, file number 001-38888)

10.1 Red River Bancshares, Inc.

2018 Equity Incentive Plan (incorporated by reference to Exhibit 10.1 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

2018 Equity Incentive Plan (incorporated by reference to Exhibit 10.1 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.2 Red River Bancshares, Inc.

2008 Equity Incentive Plan (incorporated by reference to Exhibit 10.2 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

2008 Equity Incentive Plan (incorporated by reference to Exhibit 10.2 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.3 Form of Restricted Stock Award Agreement under the Red River Bancshares, Inc.

1 unchanged sentence

10.4 Form of Restricted Stock Award Agreement under the Red River Bancshares, Inc.

2018 Equity Incentive Plan (incorporated by reference to Exhibit 10.1 to Red River Bancshares, Inc.'s Quarterly Report on Form 10-Q for the second quarter of 2019 filed with the SEC on August 14, 2019, file number 001-38888) +

10.5 Description of Red River Bank Discretionary Incentive Bonus Plan (incorporated by reference to Exhibit 10.5 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.6 Employment Agreement between Red River Bank and R.

Blake Chatelain (incorporated by reference to Exhibit 10.6 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

2018 Equity Incentive Plan (incorporated by reference to Exhibit 10.1 to Red River Bancshares, Inc.

’ s Quarterly Report on Form 10-Q for the second quarter of 2019 filed with the SEC on August 14, 2019, file number 001-38888) +

10.5 Description of Red River Bank Discretionary Incentive Bonus Plan (incorporated by reference to Exhibit 10.5 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.6 Amended an d Restated Employment Agreement dated A ugust 12, 2021, between Red River Bank and R.

Blake Chatelain (incorporated by reference to Exhibit 10.

1 to Red River Bancshares, Inc.

’ s Quarterly Report on Form 10 - Q filed with the SEC on A ugust 13, 2021 , file number 001 - 38888 ) +

10.7 Supplemental Executive Retirement Benefits Agreement between Red River Bank and R.

Blake Chatelain (incorporated by reference to Exhibit 10.7 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Blake Chatelain (incorporated by reference to Exhibit 10.7 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.8 Amendment No.

1 to the Supplemental Executive Retirement Benefits Agreement between Red River Bank and R.

Blake Chatelain (incorporated by reference to Exhibit 10.8 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Blake Chatelain (incorporated by reference to Exhibit 10.8 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.9 Amendment No.

2 to the Supplemental Executive Retirement Benefits Agreement between Red River Bank and R.

Blake Chatelain (incorporated by reference to Exhibit 10.9 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Blake Chatelain (incorporated by reference to Exhibit 10.9 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.10 Supplemental Executive Retirement Benefits Agreement between Red River Bank and Bryon C.

Salazar (incorporated by reference to Exhibit 10.10 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.10 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.11 Amendment No.

1 to the Supplemental Executive Retirement Benefits Agreement between Red River Bank and Bryon C.

Salazar (incorporated by reference to Exhibit 10.11 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.11 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.12 Amendment No.

2 to the Supplemental Executive Retirement Benefits Agreement between Red River Bank and Bryon C.

Salazar (incorporated by reference to Exhibit 10.12 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

NUMBER DESCRIPTION

Salazar (incorporated by reference to Exhibit 10.12 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.13 Supplemental Executive Retirement Benefits Agreement between Red River Bank and Tammi R.

Salazar (incorporated by reference to Exhibit 10.13 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.13 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

NUMBER DESCRIPTION

10.14 Amendment No.

1 to the Supplemental Executive Retirement Benefits Agreement between Red River Bank and Tammi R.

Salazar (incorporated by reference to Exhibit 10.14 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.14 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.15 Amendment No.

2 to the Supplemental Executive Retirement Benefits Agreement between Red River Bank and Tammi R.

Salazar (incorporated by reference to Exhibit 10.15 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.15 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.16 Composite Form of Supplemental Executive Retirement Benefits Agreement between Red River Bank and each of Isabel V.

Carriere, Andrew B.

Cutrer, and Debbie B.

Triche (incorporated by reference to Exhibit 10.3 to Red River Bancshares, Inc.

’ s Quarterly Report on Form 10-Q filed with the SEC on August 13, 2021, file number 001-38888) +#

10.17 Form of Amendment No.

1 to Supplemental Executive Retirement Benefits Agreement between Red River Bank and each of Isabel V.

Carriere, Andrew B.

Cutrer, and Debbie B.

Triche (incorporated by reference to Exhibit 10.4 to Red River Bancshares, Inc.

’ s Quarterly Report on Form 10-Q filed with the SEC on August 13, 2021, file number 001-38888) +

10.18 Composite Form of Amendment No.

2 to Supplemental Executive Retirement Benefits Agreement between Red River Bank and each of Isabel V.

Carriere, Andrew B.

Cutrer, and Debbie B.

Triche (incorporated by reference to Exhibit 10.5 to Red River Bancshares, Inc.

’ s Quarterly Report on Form 10-Q filed with the SEC on August 13, 2021, file number 001-38888) +

10.19 Endorsement Method Split-Dollar Agreement between Red River Bank and R.

Blake Chatelain (incorporated by reference to Exhibit 10.16 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Blake Chatelain (incorporated by reference to Exhibit 10.16 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.20 Supplemental Split-Dollar Agreement between Red River Bank and R.

Blake Chatelain (incorporated by reference to Exhibit 10.1 to Red River Bancshares Inc.

’ s Current Report on Form 8-K filed with the SEC on July 12 , 2021, file number 001-38888) +#

10.21 Endorsement Method Split-Dollar Agreement between Red River Bank and Bryon C.

Salazar (incorporated by reference to Exhibit 10.17 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.17 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.22 Supplemental Split-Dollar Agreement between Red River Bank and Bryon C.

Salazar (incorporated by reference to Exhibit 10.2 to Red River Bancshares Inc.

’ s Current Report on Form 8-K filed with the SEC on July 12 , 2021, file number 001-38888) +#

10.23 Endorsement Method Split-Dollar Agreement between Red River Bank and Tammi R.

Salazar (incorporated by reference to Exhibit 10.18 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.19 Change in Control Agreement between Red River Bancshares, Inc.

Salazar (incorporated by reference to Exhibit 10.19 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.18 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.24 Supplemental Split-Dollar Agreement between Red River Bank and Tammi R .

Salazar (incorporated by reference to Exhibit 10.

3 to Red River Bancshares Inc.

’ s Current Report on Form 8-K filed with the SEC on July 12 , 2021, file number 001-38888) +#

10.25 Composite Form of Endorsement Method Split-Dollar Agreement between Red River Bank and each of Isabel V.

Carriere, Andrew B.

Cutrer, and Debbie B.

Triche (incorporated by reference to Exhibit 10.6 to Red River Bancshares Inc.

’ s Quarterly Report on Form 10-Q filed with the SEC on August 13, 2021, file number 001-38888) +#

10.26 Supplemental Split-Dollar Agreement between Red River Bank and Isabel V.

Carriere (incorporated by reference to Exhibit 10.4 to Red River Bancshares Inc.

’ s Current Report on Form 8-K filed with the SEC on July 12 , 2021, file number 001-38888) +#

10.27 Form of [Supplemental] Split-Dollar Agreement between Red River Bank and each of Amanda W.

Barnett, Andrew B.

Bridges Hall, IV, David K.

Thompson, and Debbie B.

Triche (incorporated by reference to Exhibit 10.7 to Red River Bancshares Inc.

’ s Quarterly Report on Form 10-Q filed with the SEC on August 13, 2021, file number 001-38888) +#

10.28 Change in Control Agreement between Red River Bancshares, Inc.

Salazar (incorporated by reference to Exhibit 10.20 to Red River Bancshares, Inc.'s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

Salazar (incorporated by reference to Exhibit 10.19 to Red River Bancshares, Inc.

’ s Registration Statement on Form S-1 filed with the SEC on April 10, 2019, file number 333-230798) +

10.29 Form of Amended and Restated Change in Control Agreement between Red River Bancshares, Inc.

and each of Isabel V.

Carriere and Tammi R.

Salazar (incorporated by reference to Exhibit 10.2 to Red River Bancshares, Inc.

’ s Quarterly Report on Form 10-Q filed with the SEC on August 13, 2021, file number 001-38888) +

10.30 Form of Amended and Restated Change in Control Agreement between Red River Bancshares, Inc.

and each of Amanda W.

Barnett, Andrew B.

Bridges Hall, IV, David K.

Thompson, and Debbie B.

10.31 Red River Bancshares, Inc.

and Subsidiaries Deferred Compensation Plan for Senior Management Employees of Red River Bancshares, Inc.

and Subsidiaries (incorporated by reference to Exhibit 10.2 to Red River Bancshares, Inc.'s Current Report on Form 8-K filed with the SEC on July 31, 2019, file number 001-38888) +

and Subsidiaries (incorporated by reference to Exhibit 10.2 to Red River Bancshares, Inc.

’ s Current Report on Form 8-K filed with the SEC on July 31, 2019, file number 001-38888) +

10.32 Red River Bancshares, Inc.

and Red River Bank Amended and Restated Director Compensation Program *+

and Red River Bank Amended and Restated Director Compensation Program (incorporated by reference to Exhibit 10.22 to Red River Ban c shares, Inc .

’ s Annual Report on Form 10-K filed with the SEC on March 19, 2021, file number 001-8888) +

21.1 Subsidiaries of Red River Bancshares, Inc.

5 unchanged sentences

32.2 Certification of Principal Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 **

NUMBER DESCRIPTION

101 The following information from the Company's Annual Report on Form 10-K for the year ended December 31, 2021, is formatted in Inline Extensible Business Reporting Language (iXBRL):

3 unchanged sentences

101.CAL XBRL Taxonomy Extension Calculation Linkbase Document*

101.DEF XBRL Taxonomy Extension Definition Linkbase Document*

101.LAB XBRL Taxonomy Extension Label Linkbase Document*

101.PRE XBRL Taxonomy Extension Presentation Linkbase Document*

101.DEF XBRL Taxonomy Extension Definitions Linkbase Document*

104 Cover Page Interactive Data File* - Formatted as Inline XBRL and contained within the Inline XBRL Instance Document in Exhibit 101.

2 unchanged sentences

+ Indicates a management contract or compensatory plan.

# Certain exhibits to the Agreements have been omitted pursuant to Item 601(b)(5) of Regulation S-K.

We will furnish the omitted exhibits to the SEC upon request.

Form 10-K Summary

Not applicable.

Pursuant to the requirements of Section 13 or 15(d) of the Exchange Act, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

28 unchanged sentences

March 18, 2022 By:

/s/ Michael D.

March 18, 2022 By:

8 unchanged sentences

Lindsey Torbett

Lindsey Torbett, CPA, CFP

Lindsey Torbett

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 9A. Controls and Procedures