5 unchanged sentences
Additionally, we outsource certain elements of our information technology systems to third parties.
−Removed: As a result of this outsourcing, our third party vendors may or could have access to our confidential information making such systems vulnerable.
−Removed: Data breaches of our information technology systems, or those of our third party vendors, may pose a risk that sensitive data may be exposed to unauthorized persons or to the public.
−Removed: We have experienced cybersecurity events and disruptions such as viruses and attacks targeting our information technology systems.
+Added: As a result of this outsourcing, our third-party vendors may have access to our confidential information, making such systems vulnerable.
+Added: Data breaches of our information technology systems or those of our third-party vendors may expose sensitive data to unauthorized persons or the public.
+Added: We have experienced cybersecurity incidents and disruptions, including viruses and attacks targeting our information technology systems.
Such prior events have not had a material impact on our financial condition, results of operations, or liquidity.
4 unchanged sentences
Due to the evolving nature of these security threats, the potential impact of any future incident cannot be predicted.
−Removed: Our insurance coverage may not be adequate to cover all the costs related to cybersecurity attacks or disruptions resulting from such events.
+Added: Our insurance coverage may not be sufficient to cover all costs related to cybersecurity attacks or disruptions resulting from them.
While we believe that we have taken appropriate security measures to protect our data and information technology systems and have been informed by our third-party vendors that they have as well, there can be no assurance that our efforts will prevent breakdowns or breaches in our systems, or those of our third-party vendors, that could adversely affect our business.
Environmental Matters and Climate Change
−Removed: The Company and many of its customers are subject to regulation by federal, state and international environmental laws, including those relating to climate change, that are subject to rapid change, which could result in regulatory uncertainty as well as potential significant increases in compliance costs.
−Removed: There can be no assurance that the steps we take to abide by applicable requirements will meet all current and future regulatory.
+Added: The Company and many of its customers are subject to federal, state, and international environmental laws, including those relating to climate change, that are rapidly evolving, which could result in regulatory uncertainty and significant increases in compliance costs.
+Added: There can be no assurance that the steps we take to abide by applicable requirements will meet all current and future regulations.
Any failures to do so could result in governmental enforcement actions, fines, and other penalties, or other liabilities that could adversely affect our business.
1 unchanged sentence
Information concerning these individuals may also reside in systems controlled by third-party vendors with whom we do business.
−Removed: The legal and regulatory environment concerning data privacy is becoming more complex and challenging, and the potential consequences of non-compliance have become more severe.
+Added: The legal and regulatory environment for data privacy is becoming more complex and challenging, and the potential consequences of non-compliance are becoming more severe.
The European Union’s General Data Protection Regulation, the California Consumer Privacy Act, the Health Insurance Portability and Accountability Act of 1996, and similar laws impose additional compliance requirements related to the collection, use, processing, transfer, disclosure, and retention of personal information, which can increase operating costs and resources to accomplish.
−Removed: Any failure to abide by these regulations or to protect such personal information from inappropriate access or disclosure, whether through social engineering or by accident or other cause, could have severe consequences including fines, litigation, regulatory sanctions, reputational damage, and loss of customers or employees.
+Added: Any failure to abide by these regulations or to protect such personal information from inappropriate access or disclosure, whether through social engineering, accident, or other cause, could have severe consequences, including fines, litigation, regulatory sanctions, reputational damage, and loss of customers or employees.
There can be no assurance that the steps we take to abide by applicable requirements and protect information will meet all current and future regulatory requirements, anticipate all potential methods of unauthorized access, or prevent all inappropriate disclosures.
1 unchanged sentence
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.