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Item 5. Other Information

2025-08-14 compared with 2025-05-15 · 25 added, 20 removed, 27 unchanged (63% of the section changed)

OTHER INFORMATION

During the three months ended March 31, 2025, no director or officer of the Company adopted , modified, or terminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading

arrangement” as each term is defined in Item 408(a) of Regulation S-K.

During the three months ended June 30, 2025, no director or officer of the Company adopted , modified, or terminated a “Rule 10b5-1 trading arrangement” or a “non-Rule

10b5-1 trading arrangement” as each term is defined in Item 408(a) of Regulation S-K.

(a) Exhibits:

1 unchanged sentence

Exhibit Description

Articles of Incorporation of Ohio Valley (reflects amendments through April 7, 1999) [for SEC reporting compliance only - - not filed with the Ohio Secretary of State]:

Incorporated herein by reference to Exhibit 3(a) to Ohio Valley’s Annual

Report on Form 10-K for fiscal year ended December 31, 2007.

Amended Articles of Incorporation of Ohio Valley (reflects amendments through April 7, 1999) [for SEC reporting compliance only - - not filed with the Ohio

Secretary of State]:

Incorporated herein by reference to Exhibit 3(a) to Ohio Valley’s Annual Report on Form 10-K for fiscal year ended December 31, 2007.

Code of Regulations of Ohio Valley:

Incorporated herein by reference to Exhibit 3(b) to Ohio Valley’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2010.

Agreement to furnish instruments and agreements

defining rights of holders of long-term debt:

Incorporated herein by reference to Exhibit 3(b) to Ohio Valley’s Quarterly Report on Form 10-Q for the

quarter ended June 30, 2010.

Agreement to furnish instruments

and agreements defining rights of holders of long-term debt:

Filed herewith.

Rule 13a-14(a)/15d-14(a) Certification

(Principal Executive Officer):

Rule 13a-14(a)/15d-14(a)

Certification (Principal Executive Officer):

Filed herewith.

Rule 13a-14(a)/15d-14(a) Certification

(Principal Financial Officer):

Rule 13a-14(a)/15d-14(a)

Certification (Principal Financial Officer):

Filed herewith.

Section 1350 Certifications (Principal Executive

Officer and Principal Accounting Officer):

Section 1350 Certifications

(Principal Executive Officer and Principal Accounting Officer):

Filed herewith.

XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

XBRL Instance Document – the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL

XBRL Taxonomy Extension Schema:

10 unchanged sentences

# Attached as Exhibit 101 are the following documents formatted in XBRL (eXtensive Business Reporting Language):

(i) Unaudited Consolidated Balance Sheets;

Unaudited Consolidated Statements of Income;

(i) Unaudited Consolidated

Balance Sheets;

(ii) Unaudited Consolidated Statements of Income;

(iii) Unaudited Consolidated Statements of Comprehensive Income;

(iv) Unaudited Consolidated Statements of Changes in Shareholders’ Equity;

(v) Unaudited Condensed Consolidated Statements of Cash

(v) Unaudited Condensed Consolidated

Statements of Cash Flows;

and (vi) Notes to the Unaudited Consolidated Financial Statements.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the

undersigned thereunto duly authorized.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

the undersigned thereunto duly authorized.

OHIO VALLEY BANC CORP.

August 14, 2025

President and Chief Executive Officer

August 14, 2025

Senior Vice President and Chief Financial Officer

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-Q

Item 5. Other Information