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What changed 10-Q

Item 1A. Risk Factors

2022-11-02 compared with 2022-08-03 · 7 added, 38 removed, 74 unchanged (38% of the section changed)

4 unchanged sentences

Exhibit Number

2.1 Stock Purchase Agreement, dated November 30, 2011 , between NMI Holdings, Inc.

and MAC Financial Ltd.

(incorporated herein by reference to Exhibit 2.1 to our Form S-1 Registration Statement (Registration No.

333-191635), filed on October 9, 2013)

2.2 Amendment to Stock Purchase Agreement, dated April 6, 2012 , between NMI Holdings, Inc.

and MAC Financial Ltd.

(incorporated herein by reference to Exhibit 2.2 to our Form S-1 Registration Statement (Registration No.

333-191635), filed on October 9, 2013)

3.1 Second Amended and Restated Certificate of Incorporation (incorporated herein by reference to Exhibit 3.1 to our Form S-1 Registration Statement (Registration No.

1 unchanged sentence

3.2 Third Amended and Restated By-Laws (incorporated herein by reference to Exhibit 3.1 to our Form 8-K, filed on December 9, 2014)

4.1 Specimen Class A common stock certificate (incorporated herein by reference to Exhibit 4.1 to our Form S-1 Registration Statement (Registration No.

333-191635), filed on October 9, 2013)

4.2 Registration Rights Agreement between NMI Holdings, Inc.

and FBR Capital Markets & Co., dated April 24, 2012 (incorporated herein by reference to Exhibit 4.2 to our Form S-1 Registration Statement (Registration No.

333-191635), filed on October 9, 2013)

4.3 Registration Rights Agreement by and between MAC Financial Ltd.

and NMI Holdings, Inc., dated April 24, 2012 (incorporated herein by reference to Exhibit 4.3 to our Form S-1 Registration Statement (Registration No.

333-191635), filed on October 9, 2013)

4.4 Registration Rights Agreement between FBR & Co., FBR Capital Markets LT, Inc., FBR Capital Markets & Co., FBR Capital Markets PT, Inc.

and NMI Holdings, Inc., dated April 24, 2012 (incorporated herein by reference to Exhibit 4.4 to our Form S-1 Registration Statement (Registration No.

333-191635), filed on October 9, 2013)

4.1 Indenture, dated as of June 19, 2020, among NMI Holdings, Inc., NMI Services, Inc.

13 unchanged sentences

333-191635), filed on October 9, 2013)

10.6 Credit Agreement, dated May 24, 2018, between NMI Holdings, Inc., the lender party thereto, and JPMorgan Chase Bank, N.A., as administrative agent (incorporated herein by reference to Exhibit 4.1 to our Form 8-K, filed on May 25, 2018)

10.7 Extension Amendment, dated as of March 20, 2020, to the Company's Credit Agreement, dated as of May 24, 2018, by and among the Company, the lender parties thereto and JPMorgan Chase Bank, N.A.

as administrative agent (incorporated herein by reference to Exhibit 10.1 to our Form 8-K filed on March 20, 2020)

10.8 Joinder Agreement, dated as of March 20, 2020, to the Company's Credit Agreement, dated as of May 24, 2018, by and among the Company, JPMorgan Chase Bank, N.A.

as administrative agent, and Citibank, N.A.

(incorporated herein by reference to Exhibit 10.2 to our Form 8-K, filed on March 20, 2020)

10.9 Amendment No.

1, dated as of May 6, 2020, to the Company's Credit Agreement, dated as of May 24, 2018, by and among the Company, the lender parties thereto and JPMorgan Chase Bank, N.A.

as administrative agent (incorporated herein by reference to Exhibit 10.1 to our Form 8-K filed on May 6, 2020)

10.10 Joinder Agreement, dated as of October 29, 2020, to the Company’s Credit Agreement, dated as of May 24, 2018, by and among the Company, JPMorgan Chase Bank, N.A.

as administrative agent, and Citibank, N.A.

(incorporated herein by reference to Exhibit 10.20 to our Form 10-Q filed on November 5, 2020).

10.6 Amended and Restated Credit Agreement, dated as of November 29, 2021, by and among the Company, the lender parties thereto and JPMorgan Chase Bank, N.A., as administrative agent (incorporated herein by reference to Exhibit 10.1 to our Form 8-K filed on November 30, 2021)

39 unchanged sentences

Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

101 The following financial information from NMI Holdings, Inc.'s Quarterly Report on Form 10-Q for the quarter ended June 30, 2022 formatted in XBRL (eXtensible Business Reporting Language):

(i) Condensed Consolidated Balance Sheets as of June 30, 2022 and December 31, 2021;

(ii) Condensed Consolidated Statements of Operations and Comprehensive Income (Loss) for the three and six months ended June 30, 2022 and 2021;

(iii) Condensed Consolidated Statements of Changes in Shareholders' Equity for the three months ended June 30, 2022 and 2021;

(iv) Condensed Consolidated Statements of Cash Flows for the six months ended June 30, 2022 and 2021;

101 The following financial information from NMI Holdings, Inc.'s Quarterly Report on Form 10-Q for the quarter ended September 30, 2022 formatted in XBRL (eXtensible Business Reporting Language):

(i) Condensed Consolidated Balance Sheets as of September 30, 2022 and December 31, 2021;

(ii) Condensed Consolidated Statements of Operations and Comprehensive Income (Loss) for the three and nine months ended September 30, 2022 and 2021;

(iii) Condensed Consolidated Statements of Changes in Shareholders' Equity for the three months ended September 30, 2022 and 2021;

(iv) Condensed Consolidated Statements of Cash Flows for the nine months ended September 30, 2022 and 2021;

(v) Notes to Condensed Consolidated Financial Statements.

The instance document does not appear in the Interactive Data File because XBRL tags are embedded within the Inline XBRL document.

104 The cover page from NMI Holdings, Inc.'s Quarterly Report on Form 10-Q for the quarter ended June 30, 2022 (formatted as Inline XBRL and contained in Exhibit 101).

104 The cover page from NMI Holdings, Inc.'s Quarterly Report on Form 10-Q for the quarter ended September 30, 2022 (formatted as Inline XBRL and contained in Exhibit 101).

~ Indicates a management contract or compensatory plan or contract.

4 unchanged sentences

NMI HOLDINGS, INC.

August 2, 2022

November 1, 2022

/s/ Ravi Mallela

1 unchanged sentence

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.