−Removed: Other than the risk factors relating to the coronavirus disease 2019 disclosed in Item 1A.
−Removed: “Risk Factors” of our quarterly report on Form 10-Q for the quarter ended March 31, 2020, there have been no material changes to the risk factors disclosed in Item 1A.
+Added: Other than the following risk factor relating to the announced sale of the CRE business, there have been no material changes to the risk factors disclosed in Item 1A.
“Risk Factors” of our most recent annual report on Form 10-K.
1 unchanged sentence
“Management’s Discussion and Analysis of Financial Condition and Results of Operations – Special Note Regarding Forward-Looking Statements” in this quarterly report or our most recent annual report on Form 10-K.
+Added: We may not consummate the sale of our CRE business on a timely basis, on its current terms or at all, and even if consummated, we may not fully realize the anticipated benefits of the sale.
+Added: As previously disclosed, we have entered into a Master Purchase Agreement to sell our CRE business.
+Added: While the sale is expected to be consummated by the third quarter of 2021, there can be no assurance that the sale will be completed in a timely manner, on its current terms or at all, as the completion of the sale is dependent on a number of factors, including regulatory approvals and other customary closing conditions.
+Added: If we are unable to consummate the sale, then we will not derive the expected benefits to our business.
+Added: Further, even if we do consummate the sale, we nonetheless may not fully realize the anticipated benefits of the transaction.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.