19 unchanged sentences
however, actual results could vary significantly from the calculations prepared by management.
−Removed: At December 31, 2024, all interest rate risk levels according to the model were within the tolerance limits of the Board-approved policy.
+Added: As of December 31, 2025, all interest rate risk levels according to the model were within the tolerance limits of the Board-approved policy.
The following table reflects the effect of hypothetical changes in interest rates:
−Removed: Basis Points % Change in
−Removed: Net Interest Income Policy
+Added: Basis Points % Change in Net Interest Income Policy
+Added: December 31, 2025 December 31, 2024
400 9.7% 9.0% ≥ -25%
8 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.