What changed in this filing

Management reviews interest rate risk on a quarterly basis.

This analysis includes earnings scenarios whereby interest rates are increased by 100, 200, 300, and 400 bp and decreased by 100 bp.

This analysis includes earnings scenarios whereby interest rates are increased by 100, 200, 300, and 400 bp and decreased by 100, 200, 300, and 400 bp.

These scenarios, detailed in the table below, indicate that Mid Penn would experience enhanced net interest income over a one-year time frame due to upward interest rate changes, while a reduction in interest rates would result in a decline in net interest income over a one-year time frame;

Basis Points % Change in

Income Policy

Net Interest Income Policy

400 9.0% ≥ -25%

(100) (2.3)% ≥ -10%

(200) (4.7)% ≥ -15%

(300) (7.2)% ≥ -20%

(400) (8.2)% ≥ -25%

MID PENN BANCORP, INC.

What changed 10-K

Item 7A. Quantitative and Qualitative Disclosures About Market Risk