32 unchanged sentences
Total 1,623,962 640,656 537,547 1,263,569 1,304,481 1,274,860 156,171 — 6,801,246
−Removed: Non-interest-earning assets
−Removed: — — — — — — — 476,247 476,247
+Added: Noninterest-earning assets — — — — — — — 402,845 402,845
Total assets $ 1,623,962 $ 640,656 $ 537,547 $ 1,263,569 $ 1,304,481 $ 1,274,860 $ 156,171 $ 402,845 $ 7,204,091
11 unchanged sentences
Total 3,960,213 181,599 301,564 181,507 71,583 — — — 4,696,466
−Removed: Non-interest bearing liabilities
−Removed: — — — — — — — 1,586,154 1,586,154
+Added: Noninterest-bearing liabilities — — — — — — — 1,792,286 1,792,286
Shareholders' Equity — — — — — — — 715,339 715,339
37 unchanged sentences
At December 31, 2021 and 2020 we believe our net interest income sensitivity did not exhibit a strong bias to either an increase in interest rates or a decline in interest rates.
−Removed: The changes in interest rate sensitivity between December 31, 2020 and 2019 reflected the impact of lower market interest rates, a flatter yield curve and changes to overall balance sheet composition.
+Added: The changes in interest rate sensitivity between December 31, 2021 and 2020 reflected the impact of higher market interest rates, a steeper yield curve and changes to overall balance sheet composition.
Some of the assumptions made in the simulation model may not materialize and unanticipated events and circumstances will occur.
2 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.