Other Information
−Removed: During the fiscal quarter ended September 30,
+Added: During the fiscal quarter ended December 31, 2025,
none of our directors or officers informed us of the adoption or termination of a “Rule 10b5-1 trading arrangement or “non-Rule
10 unchanged sentences
Specimen Stock Certificate of Kentucky First Federal Bancorp
−Removed: Formal Written Agreement, dated August 13, 2024, between First Federal Savings Bank of Kentucky and the Office of the Comptroller of the Currency
+Added: Letter Agreement dated October 2, 2025, between First Federal Savings Bank of Kentucky and Kentucky First Federal Bancorp, Inc.
CEO Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
2 unchanged sentences
CFO Certification Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
−Removed: The following materials from Kentucky First Federal Bancorp’s Quarterly Report On Form 10-Q for the quarter ended September 30, 2025 formatted in Extensible Business Reporting Language (XBRL):
+Added: The following materials from Kentucky First Federal Bancorp’s Quarterly Report On Form 10-Q for the quarter ended December 31, 2025 formatted in Extensible Business Reporting Language (XBRL):
(i) the Condensed Consolidated Balance Sheets;
10 unchanged sentences
Incorporated herein by reference to the Company’s Current Report on Form 8-K filed February 2, 2022 (File No.
−Removed: Incorporated herein by reference to the Company’s Form 8-K filed on August 15, 2024 (File No.
Kentucky First Federal Bancorp
−Removed: Pursuant to the requirements of the Securities
−Removed: Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
+Added: Pursuant to the requirements of the Securities Exchange
+Added: Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
KENTUCKY FIRST FEDERAL BANCORP
−Removed: November 14, 2025
+Added: February 13, 2026
Chief Executive Officer
−Removed: November 14, 2025
−Removed: Vice President and Chief Financial Officer
+Added: (Principal Executive Officer)
+Added: February 13, 2026
+Added: Vice President and Chief Financial Officer (Principal Financial Officer and Principal Accounting Officer)
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.