What changed 10-K

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

2025-03-12 compared with 2024-03-13 · 1 added, 1 removed, 39 unchanged (5% of the section changed)

11 unchanged sentences

We continually model our NII and EVE positions with various interest rate scenarios and assumptions of future balance sheet composition.

We utilize implied forward rates as its base case scenario which reflects market expectations for rate increases over the next 24 months.

We utilize implied forward rates as its base case scenario which reflects market expectations for rate changes over the next 24 months.

Presented below is the estimated impact on our NII and EVE position as of December 31, 2024, assuming a static balance sheet and instantaneous parallel shifts in interest rates:

26 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.