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EXHIBITS FILED HEREWITH
−Removed: Form of Restricted Share Agreement as executed with certain executive officers.
−Removed: Form of Performance Share Award Agreement as executed with certain executive officers.
−Removed: Executive Nonqualified Excess Plan, effective July 1, 2016.
Annual report, relating to the April 21, 2026 Annual Meeting of Shareholders.
This annual report will be delivered to our shareholders in compliance with Rule 14(a)-3 of the Securities Exchange Act of 1934, as amended.
−Removed: Insider Trading Policy.
List of Subsidiaries.
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Description of Registrant’s Common Stock (incorporated here by reference to Exhibit 4 to our annual report on Form 10-K filed March 6, 2020).
−Removed: Form of 5.95% Fixed-to-Floating Rate Subordinated Note due 2030 (included as Exhibit A to the Form of Subordinated Note Purchase Agreement filed as Exhibit 10.7 to this Annual Report on Form 10-K).
The form of Indemnity Agreement, as executed with all of the directors of the registrant (incorporated herein by reference to Exhibit 10.3 to the Form S-4 we filed on December 29, 2017).
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Amended and Restated Deferred Compensation and Stock Purchase Plan for Nonemployee Directors, as amended through March 19, 2019 (incorporated herein by reference to Exhibit 10.1 to our quarterly report on Form 10-Q filed May 3, 2019).
−Removed: Form of TSR Performance Share Award Agreement as executed with certain executive officers (incorporated herein by reference to Exhibit 10.12 to our annual report on Form 10-K filed March 7, 2014).
+Added: Form of Restricted Share Agreement as executed with certain executive officers (incorporated herein by reference to Exhibit 10.9 to our annual report on Form 10-K filed March 7, 2025).
+Added: Form of Performance Share Award Agreement as executed with certain executive officers (incorporated herein by reference to Exhibit 10.10 to our annual report on Form 10-K filed March 7, 2025).
Summary of Independent Bank Corporation Management Incentive Compensation Plan (incorporated herein by reference to Exhibit 10.10 to our annual report on Form 10-K filed March 6, 2015).
−Removed: Form of Subordinated Note Purchase Agreement dated May 27, 2020, by and among Independent Bank Corporation and the Purchasers (incorporated herein by reference to Exhibit 10.1 to our Current Report on Form 8-K filed on May 27, 2020).
−Removed: Form of Long-Term Incentive Plan Performance Share Award Agreement as executed with certain executive officers (incorporated herein by reference to Exhibit 10.9 to our annual report on Form 10-K filed March 3, 2023).
+Added: Executive Nonqualified Excess Plan, effective July 1, 2016 (incorporated herein by reference to Exhibit 10.11 to our annual report on Form 10-K filed March 7, 2025).
+Added: Insider Trading Policy (incorporated herein by reference to Exhibit 19 to our annual report on Form 10-K filed March 7, 2025).
Independent Bank Corporation Clawback Policy (incorporated herein by reference to Exhibit 97 to our annual report on Form 10-K filed March 8, 2024).
37 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.