−Removed: The risks described in “Risk factors” in our Annual Report on Form 10-K for the fiscal year ended January 31, 2022 could materially and adversely affect our business, financial condition and results of operations.
+Added: The risks described in “Risk factors” in our Annual Report on Form 10-K for the fiscal year ended January 31, 2022, our Quarterly Report on Form 10-Q for the quarter ended April 30, 2022, and subsequent periodic reports could materially and adversely affect our business, financial condition and results of operations.
Except as described below, there have been no material changes in such risks.
These risk factors do not identify all risks that we face, and our operations could also be affected by factors that are not presently known to us or that we currently consider to be immaterial to our operations.
−Removed: Natural disasters, pandemics or other epidemics (including the current COVID-19 pandemic), acts of terrorism, acts of war, adverse economic conditions, and other unforeseen events, may cause damage or disruption to us or our customers.
−Removed: Natural disasters, pandemics or other epidemics (including the current COVID-19 pandemic), acts of war (including the current war between Russia and Ukraine), terrorist attacks, the escalation of military activity in response to such attacks, adverse economic conditions (including the recent increase in inflation), or otherwise may have negative and significant effects, such as imposition of increased security measures, changes in applicable laws, market disruptions, increased costs to operate our business, reduced economic activity among our clients, and job losses.
−Removed: Such events may have an adverse effect on the economy in general.
−Removed: Moreover, the potential for future terrorist attacks and the national and international responses to such threats could affect the business in ways that cannot be predicted.
−Removed: The effect of any of these events or threats could have a material adverse effect on our business, financial condition, and results of operations.
Incorporate by reference
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101.PRE Inline XBRL Taxonomy presentation linkbase document
−Removed: 104 The cover page from the Company’s Quarterly Report on Form 10-Q for the quarter ended April 30, 2022, formatted in Inline XBRL.
+Added: 104 The cover page from the Company’s Quarterly Report on Form 10-Q for the quarter ended July 31, 2022, formatted in Inline XBRL.
+ Filed herewith.
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HEALTHEQUITY, INC.
−Removed: June 8, 2022 By:
+Added: September 8, 2022 By:
/s/ Tyson Murdock
2 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.