4 unchanged sentences
The Company has historically paid cash dividends to its common shareholders.
−Removed: On January 22, 2025, the Board declared a regular quarterly dividend of $0.24 per common share payable on February 20, 2025 to shareholders of record at the close of business on February 6, 2025.
+Added: On January 16, 2026, the Board declared a regular quarterly dividend of $0.24 per common share payable on February 11, 2026 to shareholders of record at the close of business on January 28, 2026.
Payments of future cash dividends, if any, will be at the discretion of our Board, taking into account various factors, including our business, operating results, financial condition, capital requirements, current and anticipated cash needs, plans for expansion, any legal or contractual limitation on our ability to pay dividends and other relevant factors.
9 unchanged sentences
The Company also has certain contractual restrictions on its ability to pay dividends.
−Removed: The Company has acquired debt securities through transactions.
−Removed: Under the terms of the securities, the Company may be prohibited, under certain circumstances, from paying dividends on shares of its common stock.
+Added: The Company has assumed debt obligations through acquisition transactions.
+Added: Under the terms of the debt, the Company may be prohibited, under certain circumstances, from paying dividends on shares of its common stock.
None of these circumstances existed through the date of filing of this Form 10-K.
15 unchanged sentences
Performance Graph
−Removed: The following graph shows the five-year comparison of the cumulative total return to shareholders of the Company’s common stock as compared to the Nasdaq Composite Index and the S&P U.S.
+Added: The following graph shows the five-year comparison of the cumulative total return to shareholders of the Company’s common
+Added: stock as compared to the Nasdaq Composite Index and the S&P U.S.
SmallCap Banks Index during the five-year period beginning December 31, 2020 and ending December 31, 2025.
1 unchanged sentence
The Nasdaq Composite Index is a broad equity market index comprised of all domestic and international common stocks listed on the Nasdaq Stock Market ("Nasdaq").
−Removed: SmallCap Banks Index is comparative peer index comprised of banks and related holding companies within the same market capitalization range as the Company.
−Removed: The graph assumes the value of the investment in Company’s common stock and each index was $100 on December 31, 2019, and all dividends were reinvested.
+Added: SmallCap Banks Index is a comparative peer index comprised of banks and related holding companies within the same market capitalization range as the Company.
+Added: The graph assumes the value of the investment in the Company’s common stock and in each index was $100 on December 31, 2020, and all dividends were reinvested.
Years Ended December 31,
5 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.