Legal Proceedings
−Removed: The description of the shareholder securities class action lawsuit, CFPB lawsuit and other lawsuits contained in Note 13 - Commitments and Contingencies of Notes to Consolidated Financial Statements contained in Part IV, Item 15 of this report is incorporated to this Part I, Item 3 by reference.
−Removed: The Company is also a defendant in certain routine litigation matters and regulatory actions encountered in the ordinary course of its business.
+Added: The Company is a defendant in litigation and arbitration matters and regulatory actions encountered in the ordinary course of its business.
Certain of these matters are covered to an extent by insurance.
In the opinion of management, the resolution of these matters is not expected to have a material adverse effect on the Company’s financial position, results of operations or liquidity.
+Added: See Note 13 - Commitments and Contingencies of Notes to Consolidated Financial Statements contained in Part IV, Item 15 of this report, which is incorporated to this Part I, Item 3 by reference, for a further discussion of the Company’s legal proceedings.
Mine Safety Disclosures
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