10 unchanged sentences
Instantaneous Rate Change in Basis Points 2023 2022
−Removed: Down 300 (9.90) % N/A
−Removed: Down 200 (0.88) N/A
Down 300 (0.20) % (9.90) %
+Added: Down 200 1.54 (0.88)
+Added: Down 100 1.92 0.79
No Change — —
7 unchanged sentences
however, management has the authorization, as permitted within applicable approved policies, and ability to utilize such instruments should they be appropriate to manage interest rate exposure.
−Removed: We maintained our historically neutral balance sheet throughout 2022 and believe we ended the year appropriately positioned for net interest income to benefit modestly from additional rate increases in 2023.
+Added: We maintained our historically neutral balance sheet throughout 2023 and believe we ended the year appropriately positioned.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.