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In making this assessment, it used the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission in Internal Control-Integrated Framework (2013).
+Added: Management’s assessment of the effectiveness of the Company’s internal control over financial reporting as of December 31, 2025 excluded CoreCard Corporation acquired as of October 30, 2025 with aggregate total assets of $221.8 million and total revenues of $12.7 million included in the Company’s consolidated financial statements as of and for the year ended December 31,2025.
Based on these criteria and our assessment, we have determined that, as of December 31, 2025, the Company's internal control over financial reporting was effective.
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Information concerning executive officers is set forth under “Information about our Executive Officers” in Part I of this Annual Report on Form 10-K and incorporated herein by reference.
−Removed: We intend to satisfy the requirement under Item 5.05 of Form 8-K to disclose any amendments to our Code of Business Conduct and Ethics and any waiver from a provision of our Code of Ethics by disclosing such information on a Form 8-K or on our Website at www.euronetworldwide.com under For Investors/Corporate Governance.
+Added: We intend to satisfy the requirement under Item 5.05 of Form 8-K to disclose any amendments to our Code of Business Conduct and Ethics and any waiver from a provision of our Code of Ethics by disclosing such information on a Form 8-K or on our Website at www.euronet.com under For Investors/Corporate Governance.
Executive Compensation
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Exhibit Index
+Added: Agreement and Plan of Merger, dated July 30, 2025, by and among Euronet Worldwide, Inc., Genesis Merger Sub, Inc., and CoreCard Corporation ( filed as Exhibit 2.1 to the Company’s Current Report on Form 8-K filed July 31, 2025 and incorporated by reference herein)
Certificate of Incorporation of Euronet Worldwide, Inc., as amended (filed as Exhibit 3.2 to the Company's Current Report on Form 8-K filed on May 22, 2009 and incorporated by reference herein)
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Description of Securities (filed as Exhibit 4.6 to the Company's Annual Report on Form 10-K filed on March 3, 2020 and incorporated herein by reference.
+Added: Indenture, dated August 15, 2025, between the Company and U.S.
+Added: Bank Trust Company, National Association, as trustee (filed as Exhibit 4.1 to the Company's Current Report on Form 8-K filed on August 18, 2025, and incorporated by reference herein)
+Added: Form of 0.625% Convertible Senior Notes due 2030 (filed as Exhibit A to Exhibit 4.1 to the Company's Current Report on Form 8-K filed on August 18, 2025, and incorporated by reference herein)
Form of Employee Restricted Stock Grant Agreement pursuant to Euronet Worldwide, Inc.
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(filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed on December 19, 2024 and incorporated by reference herein)
−Removed: Policy Relating to Insider Trading and Confidentiality of Information Amended on June 11, 2020
+Added: Form of Confirmation for Capped Call Transactions (filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed on August 18, 2025, and incorporated by reference herein)
+Added: Policy Relating to Insider Trading and Confidentiality of Information Amended on July 14 2025
Subsidiaries of the Registrant (1)
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Section 906 Certification of Chief Financial Officer (3)
−Removed: Incentive Compensation Clawback Policy (1)
+Added: Incentive Compensation Clawback Policy (1) (filed as Exhibit 97.1 to the Company's Annual Report on Form 10-K filed on February 25, 2025, and incorporated by reference herein)
The following materials from Euronet Worldwide, Inc.’s Annual Report on Form 10-K for the year ended December 31, 2025 , formatted inline XBRL (eXtensible Business Reporting Language):
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February 26, 2026
−Removed: /s/ Andrzej Olechowski
Andrzej Olechowski
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February 26, 2026
−Removed: /s/ Andrew B.
−Removed: February 25, 2025
−Removed: Jeannine Strandjord
−Removed: Jeannine Strandjord
−Removed: February 25, 2025
/s/ Ligia Torres Fentanes
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Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.