Item 2. Properties
ITEM 2.
PROPERTIES.
The Company, through the Bank, currently operates from its main office in downtown Philadelphia, Mississippi, and from 28 additional branches in Neshoba, Newton, Leake, Lamar, Forrest, Scott, Attala, Lauderdale, Lafayette, Oktibbeha, Rankin, Harrison, Jackson, Winston, and Kemper counties, Mississippi. Information about these branches, the Bank’s main office and its loan production office is set forth in the table below:
NAME OF OFFICE
LOCATION/
TELEPHONE NUMBER
BANKING
FUNCTIONS
OFFERED
Main Office
521 Main Street
Full Service;
Philadelphia, Mississippi
24 Hour Teller
(601) 656-4692
Eastside Branch
599 East Main Street
Full Service;
Philadelphia, Mississippi
24 Hour Teller
(601) 656-4976
Westside Branch
912 West Beacon Street
Full Service;
Philadelphia, Mississippi
24 Hour Teller
(601) 656-4978
Northside Branch
802 Pecan Avenue
Deposits;
Philadelphia, Mississippi
24 Hour Teller
(601) 656-4977
Union Branch
502 Bank Street
Full Service
Union, Mississippi
(601) 774-9231
Carthage Branch
301 West Main Street
Full Service
Carthage, Mississippi
(601) 267-4525
Flowood Branch
2845 Lakeland Drive
Deposits; Loans
Flowood, Mississippi
(601) 992-7688
Ridgeland Branch
320 Highway 51 North
Deposits; Loans
Ridgeland, Mississippi
(601) 9519-4020
Sebastopol Branch
24 Pine Street
Full Service;
Sebastopol, Mississippi
24-Hour
Teller
(601) 625-7447
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DeKalb Branch
176 Main Avenue
Full Service
DeKalb, Mississippi
(601) 743-2115
Kosciusko Branch
775 North Jackson Avenue
Full Service;
Kosciusko, Mississippi
24-hour
Teller
(662) 289-4356
Scooba Branch
27597 Highway 16 East
Full Service
Scooba, Mississippi
(662) 476-8431
Meridian Eastgate Branch
1825 Highway 39 North
Full Service;
Meridian, Mississippi
24-Hour
Teller
(601) 693-8367
Decatur Branch
15330 Highway 15 South
Full Service;
Decatur, Mississippi
24-Hour
Teller
(601) 635-2321
Forest Branch
247 Woodland Drive North
Full Service;
Forest, Mississippi
24-Hour
Teller
(601) 469-3424
Louisville Main Branch
100 East Main Street
Full Service;
Louisville, MS
24 Hour Teller
(662) 773-6261
Louisville Industrial Branch
803 South Church Street
Drive-Up
Louisville, MS
(662) 773-6261
Noxapater Branch
45 East Main Street
Deposits
Noxapater, MS
(662) 724-4261
Starkville Branch
201 Highway 12 West
Full Service;
Starkville, MS 39759
24 Hour Teller
(662) 323-4210
Collinsville Branch
9065 Collinsville Road
Full Service;
Collinsville, MS 39325
24 Hour Teller
(601) 626-7608
Meridian Broadmoor
5015 Highway 493
Full Service;
Meridian, MS 39305
24 Hour Teller
(601) 581-1541
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Hattiesburg
6222 Highway 98 West
Full Service
Hattiesburg, MS 39402
24 Hour Teller
(601) 264-4425
Biloxi Lemoyne
15309 Lemoyne Boulevard
Full Service;
Biloxi, MS 39532
24 Hour Teller
(228) 207-2343
Biloxi Cedar Lake
1830 Popps Ferry Road
Full Service
Biloxi, MS 39532
24 Hour Teller
(228) 594-6913
Oxford Branch
902 Sisk Avenue,
Full Service
Suite E
24 Hour Teller
Oxford, MS 38655
Gulfport Branch
12008 Hwy 49
Full Service
Gulfport, MS 39503
24 Hour Teller
(228) 831-3535
Ocean Springs Branch
2702 Bienville Blvd
Full Service
Ocean Springs, MS 39564
24 Hour Teller
(228) 875-3933
Pascagoula Branch
1519 Jackson Ave
Full Service
Pascagoula, MS 39567
24 Hour Teller
(228) 762-3330
The Bank owns its offices, except for the Flowood Branch, Gulfport Branch and the Oxford Branch, each of which is leased. The main office facility, originally occupied in 1966, is used solely by the Company and the Bank. This facility contains approximately 20,000 square feet and houses the executive offices and all operations-related departments of the Company. The other branches range in size from nearly 1,000 square feet to 12,000 square feet.
ITEM 3.
LEGAL PROCEEDINGS.
There are no material pending legal proceedings, other than routine litigation incidental to their business, to which either the Company or the Bank is a party or to which any of their property is subject.
ITEM 4.
MINE SAFETY DISCLOSURES.
Not applicable.
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PART II