LEGAL PROCEEDINGS.
−Removed: There have been no events under any bankruptcy act, any criminal proceedings
−Removed: nor any judgments or injunctions material to the evaluation of the ability and integrity of any director or executive officer during the
−Removed: last five years.
−Removed: Cardiff and its
−Removed: subsidiaries are parties in a few legal actions that routinely arise out of the normal course of business, including legal actions seeking
−Removed: to establish liability directly through tax resolution contracts or rental property defaults.
−Removed: We do not believe that such normal
−Removed: and routine litigation will have a material effect on our financial condition or results of operations.
−Removed: Cardiff parent is also involved
−Removed: in other kinds of legal actions, some of which assert or may assert claims or seek to impose fines and penalties.
−Removed: We believe that any
−Removed: liability that may arise as a result of other pending legal actions will not have a material effect on our consolidated financial condition
−Removed: or results of operations.
−Removed: There have been no material changes in our risk factors from those
−Removed: disclosed in the Form 10-K.
−Removed: Unregistered Sales of Equity Securities and Use of Proceeds
−Removed: Defaults upon Senior Securities
−Removed: Mine Safety Disclosures
+Added: From time to time, we may become involved in various
+Added: lawsuits and legal proceedings, which arise in the ordinary course of business.
+Added: However, litigation is subject to inherent uncertainties,
+Added: and an adverse result in these, or other matters, may arise from time to time that may harm our business.
+Added: We are currently not aware of
+Added: any such legal proceedings or claims that we believe will have a material adverse effect on our business, financial condition or operating
+Added: RISK FACTORS.
+Added: Not applicable.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.