−Removed: ITEM 5 - OTHER INFORMATION
−Removed: During the three months ended September 30, 2024, none of our directors or officers (as defined in Rule 16a-1(f) of the Securities Exchange Act of 1934, as amended) adopted , modified or terminated a Rule 10b5-1 trading arrangement or non-Rule 10b5-1 trading arrangement (as such terms are defined in Item 408 of Regulation S-K of the Securities Act of 1933) .
+Added: OTHER INFORMATION
+Added: During the three months ended March 31, 2025, none of our directors or officers (as defined in Rule 16a-1(f) of the Securities Exchange Act of 1934, as amended) adopted , modified or terminated a Rule 10b5-1 trading arrangement or non-Rule 10b5-1 trading arrangement (as such terms are defined in Item 408 of Regulation S-K of the Securities Act of 1933).
CARTER BANKSHARES, INC.
−Removed: PART II – OTHER INFORMATION (continued)
−Removed: ITEM 6 - EXHIBITS
+Added: AND SUBSIDIARIES
Articles of Incorporation of Carter Bankshares, Inc., effective October 7, 2020 (incorporated by reference to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed with the SEC on November 23, 2020)
Bylaws of Carter Bankshares, Inc., as adopted October 28, 2020 (incorporated by reference to Exhibit 3.2 to the Company’s Current Report on Form 8-K filed with the SEC on November 23, 2020)
+Added: Form of Time-Based Restricted Stock Agreement (for employee:
+Added: LTIP) for use on and after February 27, 2025 under the Carter Bankshares, Inc.
+Added: Amended and Restated 2018 Omnibus Equity Incentive Plan (incorporated by reference to Exhibit 10.7.9 to the Company’s Annual Report on Form 10-K filed with the SEC on March 7, 2025)
+Added: Form of Performance Unit Agreement (for employee:
+Added: LTIP) for use on and after February 27, 2025 under the Carter Bankshares, Inc.
+Added: Amended and Restated 2018 Omnibus Equity Incentive Plan (incorporated by reference to Exhibit 10.7.10 to the Company’s Annual Report on Form 10-K filed with the SEC on March 7, 2025)
Certification by principal executive officer pursuant to Rule 13a-14(a) (filed herewith)
1 unchanged sentence
Certification by principal executive officer and principal financial officer pursuant to 18 U.S.C.
−Removed: §1350 (filed herewith)
+Added: §1350 (f urnishe d herewith)
101.INS Inline XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document
5 unchanged sentences
104 Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibits 101)
+Added: CARTER BANKSHARES, INC.
+Added: AND SUBSIDIARIES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
CARTER BANKSHARES, INC.
−Removed: November 7, 2024 /s/ Litz H.
−Removed: Chief Executive Officer
−Removed: (Principal Executive Officer)
−Removed: November 7, 2024 /s/ Wendy S Bell
−Removed: Chief Financial Officer
−Removed: (Principal Financial Officer)
+Added: Chief Executive Officer (Principal Executive Officer)
+Added: Chief Financial Officer (Principal Financial and Accounting Officer)
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.