13 unchanged sentences
The COVID-19 pandemic has resulted in, and is likely to continue to result in, significant economic disruption affecting our business and the clients we serve.
−Removed: However, we are unable to estimate the full impact of COVID-19 on our business and operations at this time.
+Added: However, we are unable to estimate the full impact of COVID-19 on our business and operations at this time, including the ability of our employees and our third-party vendors to work effectively during the course of the pandemic.
The pandemic could cause us to experience an increase in the number of loan delinquencies, defaults and charge-offs, additional provisions for credit losses, adverse asset values of the collateral securing loans and an overall material adverse effect on the quality of the loan portfolio of the Company, impairment of our goodwill, reduced demand for our products and services, or other negative impacts on our financial position, results of operations, and prospects.
−Removed: Even after the pandemic subsides, the U.S.
−Removed: economy may continue to experience a recession, and our business may be materially and adversely affected by a prolonged recession.
+Added: Given the ongoing and dynamic nature of the circumstances, it is difficult to predict the full impact of the COVID-19 outbreak on our business.
+Added: The extent of such impact will depend on future developments, which are highly uncertain, including when the coronavirus can be controlled and abated.
The length of the pandemic and the efficacy of the extraordinary measures being put in place to address it are unknown.
1 unchanged sentence
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.