What changed in this filing

/stocks — the workspaceLOADING

Item 5. Market for Registrant’s Common Equity

2026-03-17 compared with 2025-03-11 · 20 added, 26 removed, 48 unchanged (49% of the section changed)

8 unchanged sentences

approximately 330 shareholders of record.

The following table sets forth, for

the indicated periods, the high and low closing

The following table sets forth,

for the indicated periods, the high and low closing

sale prices for the Company’s Common

11 unchanged sentences

The price information represents actual transactions.

The Company has paid cash dividends on its capital stock since 1985.

Prior to this time,

the Bank paid cash dividends since

its organization in 1907, except during the Depression years of

1932 and 1933.

Holders of Common Stock are entitled to

receive such dividends when, as and if may be declared by the Company’s

The Company has paid cash dividends on its capital stock since becoming

the Bank’s sole stockholder.

Prior to forming

the Company, the Bank paid

cash dividends since its organization in 1907, except during the Depression years

Holders of Common Stock are entitled to receive such dividends

when, as and if may be declared by the Company’s

Board of Directors.

The amount and frequency

of cash dividends is determined in the judgment of the Board based upon a number

of factors, including the Company’s

The amount and frequency of cash dividends is determined

in the judgment of the Board based upon a

number of factors, including the Company’s

earnings, financial condition, liquidity,

capital and regulatory requirements and other relevant factors and the availability of

dividends payable by the Bank consistent with amounts available therefore,

including the Bank’s earnings,

condition, liquidity, regula

tory and capital requirements and other relevant factors.

The Board currently intends to

its present dividend policies.

capital and regulatory requirements and

other relevant factors and the availability of dividends payable by the Bank

consistent with amounts available therefore,

including the Bank’s earnings, financial

condition, liquidity, regulatory

and capital requirements and other relevant factors.

he Board currently intends to continue its present dividend policies.

The amount of dividends payable by the Bank is limited by law and regulation.

21 unchanged sentences

and “Risk Factors”

Our ability to continue to pay

dividends to shareholders and repurchase

stock in the future is subject to our profitability,

capital, liquidity and regulatory

requirements and

these limitations may prevent or limit future

Issuer Purchases of Equity Securities

Not applicable.

ot applicable.

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 5. Market for Registrant’s Common Equity