49 unchanged sentences
During the three months ended June 30, 2026, the following directors and officers of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K, as follows:
−Removed: On June 12, 2025 , Rob O’Hare , our Chief Financial Officer , adopted a Rule 10b5-1 trading arrangement providing for the sale of the Company’s Class A common stock (a “Rule 10b5-1 Trading Plan”) that is intended to satisfy the affirmative defense conditions of Exchange Act Rule 10b5-1(c).
−Removed: O’Hare’s Rule 10b5-1 Trading Plan provides for (i) the exercise of up to 66,591 employee stock options, plus additional employee stock options that were unexercised under Mr.
−Removed: O’Hare’s previous Rule 10b5-1 Trading Plan entered into on December 6, 2024, and the sale of the underlying shares of our Class A common stock, and (ii) the sale of additional shares of our Class A common stock to be received upon the vesting of RSUs to occur on various dates within the duration of the trading arrangement, pursuant to one or more limit orders, on or after October 1, 2025 until March 31, 2026 , or earlier if all transactions under the trading arrangement are completed.
+Added: On May 21, 2026 , Rob O’Hare , our Chief Financial Officer , adopted a Rule 10b5-1 trading arrangement providing for the sale of the Company’s Class A common stock (a “Rule 10b5-1 Trading Plan”) that is intended to satisfy the affirmative defense conditions of Exchange Act Rule 10b5-1(c).
+Added: O’Hare’s Rule 10b5-1 Trading Plan provides for (i) the exercise of up to 85,849 employee stock options and the sale of the underlying shares of our Class A common stock, and (ii) the sale of up to 7,684 shares of our Class A common stock plus additional shares of our Class A common stock to be received upon the vesting of RSUs to occur on various dates within the duration of the trading arrangement, pursuant to one or more limit orders, on or after September 1, 2026 until March 31, 2027 , or earlier if all transactions under the trading arrangement are completed.
+Added: On June 2, 2026 , Katherine Adkins , our Chief Legal Officer and Chief Compliance Officer , adopted a Rule 10b5-1 Trading Plan.
+Added: Adkins’ Rule 10b5-1 Trading Plan provides for the exercise of up to 119,037 employee stock options and the sale of the underlying shares of our Class A common stock pursuant to one or more limit orders on or after September 1, 2026 until June 30, 2027 , or earlier if all transactions under the trading arrangement are completed.
+Added: On June 15, 2026 , Max Levchin , our Chief Executive Officer , terminated a Rule 10b5-1 Trading Plan.
+Added: Levchin’s Rule 10b5-1 Trading Plan was adopted on March 17, 2025 and provided for the exercise of up to 4,000,000 employee stock options and the sale of the underlying shares of our Class A common stock pursuant to one or more limit orders on or after June 20, 2025 until June 18, 2026, or earlier if all transactions under the trading arrangement were completed.
DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS
6 unchanged sentences
EXECUTIVE COMPENSATION
−Removed: The information required by this item is incorporated by reference to the sections titled “Board of Directors and Corporate Governance” and “Executive Compensation” of our Proxy Statement for the 2025 Annual Meeting of Stockholders to be filed with the SEC within 120 days of the fiscal year ended June 30, 2025.
+Added: The information required by this item is incorporated by reference to the sections titled “Board of Directors and Corporate Governance” and “Compensation Discussion and Analysis” of our Proxy Statement for the 2026 Annual Meeting of Stockholders to be filed with the SEC within 120 days of the fiscal year ended June 30, 2026.
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS
21 unchanged sentences
4.1 Description of Capital Stock
+Added: 10-K 001-39888 4.1 August 28, 2025
4.2 Second Replacement Warrant to Purchase Class A Common Stock of Affirm Holdings, Inc., by and between Affirm Holdings, Inc.
7 unchanged sentences
10-Q 001-39888 4.1 November 7, 2024
+Added: 4.5 Second Amendment to the Amended and Restated Warrant to Purchase Class A Common Stock of Affirm Holdings, Inc., by and between Affirm Holdings, Inc.
+Added: and Amazon.com Services LLC, dated as of November 2, 2025*
+Added: 10-Q 001-39888 4.1 February 5, 2026
4.6 Indenture, dated November 23, 2021, between Affirm Holdings, Inc.
8 unchanged sentences
10.1 Form of Indemnification Agreement between the Company and its directors and officers
+Added: 10-K 001-39888 10.1 August 28, 2025
10.2 Revolving Credit Agreement, dated as of February 4, 2022, among Affirm, Inc., Affirm Holdings, Inc., certain lenders identified therein, and Barclays Bank PLC
9 unchanged sentences
10-Q 001-39888 10.1 February 6, 2025
+Added: 10.6 Amendment No.
+Added: 4 to Revolving Credit Agreement, dated June 18, 2026, between Affirm, Inc., Affirm Holdings, Inc., certain lenders identified therein, and Barclays Bank PLC.*
+Added: 8-K 001-39888 10.1 June 25, 2026
10.7 Loan Sale Agreement, dated as of September 18, 2020, by and between Celtic Bank Corporation and Affirm, Inc.*
8 unchanged sentences
10-Q 001-39888 10.2 February 8, 2024
+Added: 10.11 Loan Servicing Agreement, dated as of May 31, 2023, between Lead Bank and Affirm, Inc.*
+Added: 10-Q 001-39888 10.1 February 5, 2026
+Added: 10.12 Loan Sale Agreement, dated as of May 31, 2023, between Lead Bank and Affirm, Inc.*
+Added: 10-Q 001-39888 10.2 February 5, 2026
+Added: 10.13 Loan Program Agreement, dated as of May 31, 2023, between Lead Bank and Affirm, Inc.*
+Added: 10-Q 001-39888 10.3 February 5, 2026
10.14 Global Customer Installment Program Agreement, dated February 14, 2025, by and between Shopify Inc.
1 unchanged sentence
10-Q 001-39888 10.1 May 9, 2025
−Removed: 10.11 Amended and Restated Installment Financing Services Agreement, dated as of November 10, 2021, by and among Affirm Holdings, Inc., Amazon.com Services LLC and Amazon Payments, Inc.*
−Removed: 8-K 001-39888 10.1 November 10, 2021
−Removed: 10.12 First Amendment to Amended and Restated Installment Financing Services Agreement, dated as of October 2, 2023, by and between Affirm, Inc., Amazon.com Services LLC and Amazon Payments, Inc.*
−Removed: 10-Q 001-39888 10.2 November 8, 2023
−Removed: 10.13 Second Amendment to Amended and Restated Installment Financing Services Agreement, dated as of February 2, 2024, by and between Affirm, Inc., Amazon.com Services LLC and Amazon Payments, Inc.*
−Removed: 10-Q 001-39888 10.1 May 8, 2024
−Removed: 10.14 Third Amendment to Amended and Restated Installment Financing Services Agreement, dated as of April 4, 2024, by and between Affirm, Inc., Amazon.com Services LLC and Amazon Payments, Inc.*
−Removed: 10-Q 001-39888 10.1 November 7, 2024
−Removed: 10.15 Fourth Amendment to Amended and Restated Installment Financing Services Agreement, dated as of October 25, 2024, by and between Affirm, Inc., Amazon.com Services LLC and Amazon Payments, Inc.*
+Added: 10.15 Second Amended and Restated Installment Financing Services Agreement, dated as of November 6, 2025, by and among Affirm Holdings, Inc., Amazon.com Services LLC and Amazon Payments, Inc.*
10-Q 001-39888 10.4 February 5, 2026
9 unchanged sentences
Amended and Restated 2012 Stock Plan
+Added: 10-Q 001-39888 10.1 November 6, 2025
+Added: 10.20+ Form of Director RSU Agreement pursuant to the Affirm Holdings, Inc.
+Added: Amended and Restated 2012 Stock Plan
10-Q 001-39888 10.5 February 5, 2026
+Added: 10.21+ Form of PSU Agreement pursuant to the Affirm Holdings, Inc.
+Added: Amended and Restated 2012 Stock Plan
+Added: 10-Q 001-39888 10.2 November 6, 2025
10.22+ 2020 Employee Stock Purchase Plan
1 unchanged sentence
10.23+ Cash Incentive Plan
+Added: 10-K 001-39888 10.21 August 28, 2025
10.24+ Officer Severance Plan
+Added: 10-Q 001-39888 10.4 November 6, 2025
+Added: 10.25+ Nonqualified Deferred Compensation Plan
+Added: 10-Q 001-39888 10.6 February 5, 2026
19.1 Insider Trading Policy
−Removed: 10-K 001-39888 19.1 August 28, 2024
21.1 Subsidiaries of the Company
54 unchanged sentences
Manolo Sanchez
+Added: /s/ Ryan Schneider Director August 27, 2026
+Added: Ryan Schneider
/s/ Noel Watson
1 unchanged sentence
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.