43 unchanged sentences
Other Information
+Added: Effective February 24, 2026, our Board of Directors approved an amendment to the bylaws of the Company to clarify procedural requirements relating to stockholder meetings and director governance matters.
+Added: Article II – Meetings of Stockholders
+Added: • Special Meetings (Section 3):
+Added: The amendments clarify that stockholders proposing business at a special meeting must provide accurate and complete information in accordance with the bylaw requirements.
+Added: Information that is inaccurate will be deemed not to have been provided.
+Added: Stockholders may be required to verify the accuracy of submitted information and to update such information to reflect any changes.
+Added: • Organization and Conduct of Meetings (Section 5):
+Added: The amendments expressly authorize the chair of a stockholders’ meeting to adopt rules and procedures governing the conduct of the meeting, including restrictions on the use of audio or video recording devices.
+Added: • Advance Notice of Stockholder Nominations and Proposals (Section 11):
+Added: The amendments streamline and update the disclosure requirements applicable to stockholder nominations for director and other stockholder proposals.
+Added: The revised provisions expand the scope of required disclosures to include information required under applicable rules of national securities exchanges on which the Company’s securities are listed.
+Added: In addition, the definition of “Stockholder Associated Person” was revised to more closely align with applicable statutory language and to reduce ambiguity.
+Added: Article III – Directors
+Added: • Emergency Provisions (Section 17):
+Added: The amendments include a provision addressing Board action in the event of an emergency.
+Added: The provision permits expanded methods of calling Board meetings, reduces the notice period required for such meetings, and lowers quorum requirements during an emergency.
+Added: The foregoing description of the amendments is qualified in its entirety by reference to the Company’s amended and restated bylaws, a copy of which is attached hereto as Exhibit 3.9.
Directors, Executive Officers and Corporate Governance
36 unchanged sentences
3.9 Amended and Restated Bylaws of Arbor Realty Trust, Inc.
−Removed: 10-K 3.9 2/17/2023
4.1 Form of Certificate for Common Stock.
9 unchanged sentences
8-K 4.1 5/4/2021
−Removed: 4.6 Indenture, dated as of August 5, 2022, between Arbor Realty Trust, Inc.
−Removed: Bank Trust Company, National Association, as trustee.
−Removed: 8-K 4.1 8/5/2022
−Removed: 4.7 Form of 5.00% Senior Note due 2026 (included in Exhibit 4.5).
4.6 Description of securities of Arbor Realty Trust, Inc.
−Removed: 4.9 Form of 7.50% Convertible Senior Notes due 2025 (included in Exhibit 4.10).
+Added: 10-K 4.8 2/21/2025
4.7 Indenture, dated as of October 11, 2022, among Arbor Realty SR, Inc., Arbor Realty Trust, Inc.
1 unchanged sentence
8-K 4.1 10/11/2022
−Removed: 4.11 Form of 8.50% Senior Notes due 2027 (included in Exhibit 4.10).
+Added: 4.8 Indenture, dated as of July 9, 2025, among Arbor Realty SR, Inc., Arbor Realty Trust, Inc.
+Added: and UMB Bank, N.A., as trustee .
+Added: 8-K 4.1 7/9/2025
+Added: 4.9 Indenture, dated as of December 16, 2025, among Arbor Realty SR, Inc., Arbor Realty Trust, Inc.
+Added: and UMB Bank, N.A., as trustee .
+Added: 8-K 4.1 12/16/2025
10.1 Non-Competition Agreement, dated July 14, 2016, by and among Arbor Realty Trust, Inc., Arbor Realty Limited Partnership, Arbor Commercial Mortgage, LLC and Ivan Kaufman.
66 unchanged sentences
10-Q 10.1 5/3/2024
−Removed: 19 Insider Trading Polic y.
+Added: 97 Arbor Realty Trust, Inc.
+Added: Clawback Policy.
+Added: 10-K 97 2/20/2024
+Added: 19 Insider Trading Policy.
+Added: 10-K 19 2/21/2025
21.1 List of Significant Subsidiaries of Arbor Realty Trust, Inc.
4 unchanged sentences
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
−Removed: 97 Arbor Realty Trust, Inc.
−Removed: Clawback Policy.
−Removed: 10-K 97 2/20/2024
101.1 Financial statements from the Annual Report on Form 10-K of Arbor Realty Trust, Inc.
25 unchanged sentences
Lazar Director February 27, 2026
−Removed: /s/ Joseph Martello Director February 21, 2025
−Removed: Joseph Martello
+Added: /s/ John Natalone Director February 27, 2026
+Added: John Natalone
/s/ Elliot Schwartz Director February 27, 2026
Elliot Schwartz
+Added: /s/ George Tsunis Director February 27, 2026
+Added: George Tsunis
/s/ Carrie Wilkens
2 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.