Offerings // CITIZENS, INC.

CIA offering history

Every offering-related filing in CITIZENS, INC.’s recent SEC record — registrations (announced capacity) kept separate from pricing documents (executed sales). Reviewed 1,000 filings back to Nov 29, 2006.

Last executed offering

Nov 29, 2007

424B5 — priced deal (shares or notes)

Last registration (announced)

Nov 22, 2024

S-3 — capacity, not a sale

Executed, last 12 months

424B pricings + 8-K 3.02 sales

Registered, last 12 months

S-1/S-3/F-series registrations

Date	Filing		What it means
Dec 9, 2024	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Dec 6, 2024	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Nov 22, 2024	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Dec 1, 2021	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Dec 1, 2021	FWP →	MARKETING	Free-writing prospectus — offering being marketed
Nov 30, 2021	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Nov 10, 2021	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Nov 29, 2018	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Nov 29, 2018	FWP →	MARKETING	Free-writing prospectus — offering being marketed
Nov 28, 2018	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Nov 16, 2018	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Nov 8, 2018	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Aug 29, 2018	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 7, 2018	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 1, 2018	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Apr 30, 2018	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Nov 15, 2017	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Aug 9, 2017	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jun 22, 2017	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Nov 15, 2016	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Aug 10, 2016	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 5, 2016	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Mar 28, 2016	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Nov 9, 2015	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
May 19, 2015	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jan 14, 2013	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jan 10, 2013	S-3/A →	REGISTERED	S-3/A registration — capacity to sell shares, not a sale yet
Dec 21, 2012	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet
Mar 4, 2009	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Feb 2, 2009	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Jan 30, 2009	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Dec 19, 2008	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Apr 10, 2008	424B3 →	UPDATE	Prospectus update — often a resale registration, not necessarily new capital
Nov 29, 2007	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Nov 29, 2007	FWP →	MARKETING	Free-writing prospectus — offering being marketed
Nov 29, 2007	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Oct 9, 2007	424B5 →	EXECUTED	Shelf takedown priced — shares or notes (small-caps: usually shares; open the filing to confirm)
Jun 22, 2007	EFFECT →	EFFECTIVE	SEC declared a registration effective — selling can begin
Jun 19, 2007	S-3/A →	REGISTERED	S-3/A registration — capacity to sell shares, not a sale yet
Jun 5, 2007	S-3 →	REGISTERED	S-3 registration — capacity to sell shares, not a sale yet

CIA offering-related filings from SEC EDGAR, newest first (capped at 40). Each links to the original document.

Two honest limits. (1) A 424B takedown can price shares or notes— EDGAR’s metadata doesn’t say which, so open the document: large investment-grade filers use these mostly for bond deals (no dilution), small-caps mostly for shares. (2) At-the-market (ATM) programs sell shares gradually and individual sales are not separately filed — the visible footprint is the enabling shelf and its 424B5; actual ATM share counts surface later in the 10-Q/10-K share count. Educational information from public filings, not investment advice.

Is a shelf active now? →Do they need money? →Red flags →Full CIA workspace →

CIA offering FAQ

When did CIA last execute an offering?

Per SEC filings, CITIZENS, INC.'s most recent priced offering document is a 424B5 filed 2007-11-29. Note a 424B takedown can price shares or notes (debt) — the linked document says which.

When did CIA last announce or register an offering?

The most recent registration is a S-3 filed 2024-11-22. A registration is capacity to sell shares — not a sale.

Does an offering always mean dilution?

Registered direct offerings and shelf takedowns issue new shares and dilute existing holders. Resale registrations (424B3/B7) let existing holders sell and do not create new shares. Secondary sales by insiders also do not dilute. Each row here is labeled with what it is.