Item 2. Properties
Item 2. Properties.
Our branch network includes more than 1,300 locations in 44 states. Our branches have lease terms generally ranging from three to five years. In addition to our branches, several of our central servicing facilities operate in leased premises. These facilities include Fort Mill, South Carolina; Tempe, Arizona; Fort Worth, Texas; Mendota Heights, Minnesota; and West Valley, Utah, with leases that expire in 2027, 2027, 2028, 2029, and 2032, respectively.
We also lease administrative offices in Charlotte, North Carolina; New York, New York; Irving, Texas; Wilmington, Delaware; and Baltimore, Maryland, which expire in 2027, 2028, 2030, 2031, and 2036, respectively.
Our investment in real estate and tangible property is not significant in relation to our total assets due to the nature of our business. At December 31, 2025, our subsidiaries owned a loan servicing facility in London, Kentucky, and six buildings in Evansville, Indiana. The Evansville buildings also support our administrative and central functions.
Item 3. Legal Proceedings.
The information required with respect to this item can be found under "Legal Contingencies" in Note 15 of the Notes to the Consolidated Financial Statements in Part II - Item 8 in this report, which is incorporated by reference into this Item 3.
Item 4. Mine Safety Disclosures.
None.
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Table of Contents
PART II
Text extracted from the filing as submitted to EDGAR. Formatting, tables and exhibits are simplified for reading; the original document is authoritative for anything you rely on.