NEW PEOPLES BANKSHARES INC 10-K

Item 2. Properties As of December 31, 2025, New Peoples's net investment in premises and equipment was $16.4 million. The following table describes our properties by type, ownership or lessee, and location. Property Type Owned/Leased Location Name Street Address City State Branch Owned Honaker Headquarters 53 Commerce Drive Honaker VA Branch Owned Kingsport Branch 2600 N. John B. Dennis Highway Kingsport TN Branch Owned Bluefield Branch 514 Commerce Drive Bluefield VA Branch Owned Clintwood Branch 198 Colley Shopping Center Clintwood VA Branch Owned Grundy Branch 20487 Riverside Drive Grundy VA Branch Owned Haysi Branch 111 Haysi Main Haysi VA Branch Owned Lebanon Branch 1421 East Main Street Lebanon VA Branch Owned Pounding Mill Branch 12602 Governor G.C. Peery Highway Pounding Mill VA Branch Owned Tazewell Branch 127 Chamber Drive Tazewell VA Branch Owned Wise / Norton Area Branch 5448 Wise Norton Road Norton VA Branch Owned Princeton – Stafford Dr Branch 1221 Stafford Drive Princeton WV Branch Owned Princeton – Oakvale Rd Branch 207 Oakvale Road Princeton WV Branch Owned Bristol State Street 901 W. State Street Bristol VA Branch Leased Boone Branch 230-A Wilson Drive Boone NC Branch Leased Abingdon Branch 350 West Main Street Abingdon VA Branch Leased Castlewood Branch 87 Miners Drive Castlewood VA Branch Leased Gate City Branch 663 East Jackson Street Gate City VA Administrative Office Leased Linden Square Office 101 Linden Square Drive Bristol VA Loan Production Office Leased Wytheville LPO 165 W. Main St Wytheville VA Operations Center Owned Honaker Operations Center 67 Commerce Drive Honaker VA ATM Owned Big Stone Gap 419 Shawnee Ave East Big Stone Gap VA We continue to assess our branch network as we look to improve the efficiency of our branch operations while seeking to increase market share. We believe that all of our properties are maintained in good operating condition and are suitable and adequate for our operational needs. Item 3. Legal Proceedings In the normal course of operations we may become a party to legal proceedings, as discussed in Note 22 Legal Contingencies to the consolidated financial statements contained in Item 8 of this Form 10-K, which information is incorporated herein by reference. Item 4. Mine Safety Disclosures Not applicable. 18 PART II