NATIONAL BANKSHARES INC 10-Q

Item 1A. Risk Factors   Please refer to the “Risk Factors” previously disclosed in Item 1A of our 2022 Annual Report on Form 10-K and the factors discussed under “Cautionary Statement Regarding Forward-Looking Statements” in Part I. Item 2 of this Form 10-Q.   Item 2.   Unregistered Sales of Equity Securities and Use of Proceeds   None.   Item 3.   Defaults Upon Senior Securities   None.   Item 4.    Mine Safety Disclosures   Not applicable.                     Item 5.    Other Information   None.   Item 6.    Exhibits   Index of Exhibits   Exhibit No. Description     3(i) Amended and Restated Articles of Incorporation of National Bankshares, Inc.   (incorporated herein by reference to Exhibit 3.1 of the Form 8-K filed on March 16, 2006) 3(ii) Amended and Restated Bylaws of National Bankshares, Inc.   (incorporated herein by reference to Exhibit 3(ii) of the Form 8-K filed on January 11, 2023) 4 Specimen copy of certificate for National Bankshares, Inc. common stock   (incorporated herein by reference to Exhibit 4(a) of the Annual Report on Form 10-K for fiscal year ended December 31, 1993) 10 National Bankshares, Inc. 2023 Stock Incentive Plan   (incorporated by reference to Appendix A of the Proxy Statement for the Annual Meeting of Shareholders held on May 9, 2023, filed on March 24, 2023) +31(i) Section 302 Certification of Chief Executive Officer   Filed herewith +31(ii) Section 302 Certification of Chief Financial Officer   Filed herewith +32(i) 18 U.S.C. Section 1350 Certification of Chief Executive Officer   Filed herewith +32(ii) 18 U.S.C. Section 1350 Certification of Chief Financial Officer   Filed herewith +101 The following materials from National Bankshares, Inc.’s Quarterly Report on Form 10-Q for the period ended September 30, 2023 are formatted in iXBRL (Inline Extensible Business Reporting Language), furnished herewith: (i) Consolidated Balance Sheets at September 30, 2023 and December 31, 2022; (ii) Consolidated Statements of Income for the three and nine month periods ended September 30, 2023 and 2022; (iii) Consolidated Statements of Comprehensive Income (Loss) for the three and nine month periods ended September 30, 2023 and 2022; (iv) Consolidated Statements of Changes in Stockholders’ Equity for the three and nine month periods ended September 30, 2023 and 2022; (v) Consolidated Statements of Cash Flows for the nine month periods ended September 30, 2023 and 2022; and (vi) Notes to Consolidated Financial Statements.   Filed herewith 104 Cover Page Interactive Data File (formatted in Inline XBRL and contained in Exhibit 101)   Filed herewith   48 Table of Contents     Signatures   Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.     NATIONAL BANKSHARES, INC.     Date: November 8, 2023 /s/ F. Brad Denardo     By: F. Brad Denardo Chairman, President and Chief Executive Officer (Principal Executive Officer)         Date: November 8, 2023 /s/ Lora M. Jones     By: Lora M. Jones Treasurer and Chief Financial Officer (Principal Financial Officer) (Principal Accounting Officer)     49