67 unchanged sentences
NITIC currently writes title insurance as a primary insurer in Texas , and as a reinsurer for ITIC.
−Removed: Premiums from title insurance written on properties located in North Carolina, Texas, South Carolina and Georgia represent the largest source of revenue for the title insurance segment.
+Added: Premiums from title insurance written on properties located in North Carolina, Texas, South Carolina, Georgia and Florida represent the largest source of revenue for the title insurance segment.
In North Carolina and Texas, the Company’s title insurance commitments and policies are issued directly and through agents.
−Removed: In South Carolina, Georgia and other states, title policies are primarily issued through agents.
+Added: In South Carolina, Georgia, Florida and other states, title policies are primarily issued through agents.
For a description of the level of net premiums written geographically for significant states, refer to “Item 7.
55 unchanged sentences
The CFPB has the authority to identify and address, through regulation, unfair, deceptive and abusive practices in the mortgage industry and certain other settlement service industries.
+Added: Leadership transitions at the CFPB under the new presidential administration may result in changes that could affect the title insurance industry.
Increased regulatory involvement may affect the Company and its service providers.
3 unchanged sentences
Other laws and regulations regulate the manner in which the Company collects, uses, retains, protects, discloses, transfers, and processes personal data.
−Removed: Following the enactment of the California Consumer Privacy Act, the Virginia Consumer Data Protection Act and the European Union General Data Protection Regulation, the Company expects the adoption of comprehensive data privacy laws in more jurisdictions in which it operates.
+Added: After comprehensive data privacy laws have been enacted in various jurisdictions, the Company expects that additional regions, including its operational areas, will implement comparable legislation.
Intermediary services are not federally regulated by any regulatory commissions, and neither ITEC nor ITAC operate in any state that regulates this industry, unless they are in compliance with such state regulations.
45 unchanged sentences
The Company is an equal opportunity employer, committed to creating an inclusive culture that supports all employees and is free of discrimination based on gender, race, ethnicity, religion, disability or other legally protected characteristic.
−Removed: The current makeup of the Company's Board of Directors complies with the Nasdaq Stock Market LLC's rules related to board diversity.
Compensation and Benefits
32 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.