What changed in this filing

/stocks — the workspaceLOADING

Item 9A. Controls and Procedures

2026-02-27 compared with 2025-02-28 · 51 added, 79 removed, 202 unchanged (39% of the section changed)

46 unchanged sentences

OTHER INFORMATION

During the three months ended December 31, 2024, none of the Company’s directors or Section 16 reporting officers adopted or terminated any Rule 10b5-1 trading arrangement or non-Rule 10b5-1 trading arrangement (as such terms are defined in Item 408 of the SEC’s Regulation S-K), except as set forth below.

On November 20, 2024 , Dominic Ng , Chairman of the Board and Chief Executive Officer of the Company, entered into a pre-arranged trading plan for the sale of shares of the Company’s common stock (a “ Rule 10b5-1 Plan ”) that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) of the “Exchange Act”.

Ng’s Rule 10b5-1 Plan provides for the sale of up to 120,000 shares of common stock, which may commence effective March 6, 2025 and will terminate no later than December 19, 2025 .

During the three months ended December 31, 2025, none of the Company’s directors or Section 16 reporting officers adopted or terminated any Rule 10b5-1 trading arrangement or non-Rule 10b5-1 trading arrangement (as such terms are defined in Item 408 of the SEC’s Regulation S-K).

DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

63 unchanged sentences

10.1.1 Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Registration Statement on Form S-4 filed with the Commission on September 17, 1998 (File No.

10.1.2 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Current Report on Form 8-K, filed with the Commission on April 10, 2012 (File No.

10.1.3 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1.2 from Registrant’s Annual Report on Form 10-K for the year ended December 31, 2016 filed with the Commission on February 27, 2017 (File No.

10.1.2 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 202 5 filed with the Commission on May 9, 202 5 (File No.

10.1.5 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2019 filed with the Commission on May 8, 2019 (File No.

10.1.6 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2020 filed with the Commission on May 8, 2020 (File No.

10.1.7 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2021 filed with the Commission on May 7, 2021 (File No.

10.1.8 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2022 filed with the Commission on May 9, 2022 (File No.

10.1.9 Amendment to Employment Agreement – Dominic Ng* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2024 filed with the Commission on May 9, 2024 (File No.

10.2.1 Employment Agreement – Douglas P.

1 unchanged sentence

10.2.2 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.5 from Registrant’s Current Report on Form 8-K, filed with the Commission on April 10, 2012 (File No.

10.2.3 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.2.2 from Registrant’s Annual Report on Form 10-K for the year ended December 31, 2016 filed with the Commission on February 27, 2017 (File No.

10.2.4 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.2 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 202 5 filed with the Commission on May 9, 202 5 (File No.

10.2.5 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.2 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2019 filed with the Commission on May 8, 2019 (File No.

10.2.6 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.2 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2020 filed with the Commission on May 8, 2020 (File No.

10.2.7 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.2 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2021 filed with the Commission on May 7, 2021 (File No.

10.2.8 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.2 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2022 filed with the Commission on May 9, 2022 (File No.

10.2.9 Amendment to Employment Agreement – Douglas P.

Krause* [Incorporated by reference to Exhibit 10.2 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2024 filed with the Commission on May 9, 2024 (File No.

10.3.1 Employment Agreement – Irene H.

1 unchanged sentence

10.3.2 Amendment to Employment Agreement – Irene H.

Oh* [Incorporated by reference to Exhibit 10.5.2 from Registrant’s Annual Report on Form 10-K for the year ended December 31, 2018 filed with the Commission on February 27, 2019 (File No.

10.3.3 Amendment to Employment Agreement – Irene H.

Oh* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2020 filed with the Commission on November 6, 2020 (File No.

10.3.4 Amendment to Employment Agreement – Irene H.

Oh* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2021 filed with the Commission on November 8, 2021 (File No.

10.3.5 Amendment to Employment Agreement – Irene H.

Oh* [Incorporated by reference to Exhibit 10.1 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2022 filed with the Commission on November 8, 2022 (File No.

10.3.6 Amendment to Employment Agreement – Irene H.

Oh* [Incorporated by reference to Exhibit 10.3.6 from Registrant’s Annual Report on Form 10-K for the year ended December 31, 2023 filed with the Commission on February 29, 2024 (File No.

10.3.7 Amendment to Employment Agreement – Irene H.

Oh* Filed herewith.

10.4.1 Employment Agreement – Parker Shi* [Incorporated by reference to Exhibit 10.1 from Registrant’s Current Report on Form 8-K filed with the Commission on December 6, 2021 (File No.

10.4.2 Amendment to Employment Agreement – Parker Shi* [Incorporated by reference to Exhibit 10.4.2 from Registrant’s Annual Report on Form 10-K for the year ended December 31, 2023 filed with the Commission on February 29, 2024 (File No.

10.4.2 Amendment to Employment Agreement - Parker Shi* Filed herewith.

10.5 Employment Agreement – Christopher Del Moral-Niles.* [Incorporated by reference to Exhibit 10.3 from Registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2025 filed with the Commission on May 9, 2025 (File No.

10.6.1 East West Bancorp, Inc.

6 unchanged sentences

1999 Spirit of Ownership Restricted Stock Program* [Incorporated by reference to Exhibit 10.4 from Registrant’s Current Report on Form 8-K filed with the Commission on March 9, 2005 (File No.

10.5.5 East West Bank Deferred Compensation Plan* [Incorporated by reference to Exhibit 4.4 from Registrant’s Registration Statement on Form S-8 filed with the Commission on November 8, 2024 (File No.

333-283107).]

10.6.5 East West Bank Amended and Restated Deferred Compensation Plan * .

Filed herewith .

10.7 East West Bancorp, Inc.

38 unchanged sentences

GLOSSARY OF ACRONYMS

AFS Available-for-sale GDP Gross Domestic Product

ALCO Asset/Liability Committee GHG Greenhouse gas

AML Anti-money laundering GLBA Gramm-Leach-Bliley Act of 1999

AOCI Accumulated other comprehensive (loss) income GNMA Government National Mortgage Association

ASC Accounting Standards Codification HELOC Home equity line of credit

ASU Accounting Standards Update HTM Held-to-maturity

BHC Act Bank Holding Company Act of 1956, as amended IAR Independent Asset Review

BKX KBW Nasdaq Bank Index IDI Insured depository institution

BSA Bank Secrecy Act LCH London Clearing House

BTFP Bank Term Funding Program LGD Loss given default

C&I Commercial and industrial LTV Loan-to-value

CARB California Air Resources Board MD&A Management’s Discussion and Analysis of Financial Condition and Results of Operations

CCDAA Climate Corporate Data Accountability Act MMBTU Million British thermal unit

CCPA California Consumer Privacy Act NAV Net asset value

CECL Current expected credit losses NRSRO Nationally recognized statistical rating organizations

CET1 Common Equity Tier 1 OFAC Office of Foreign Assets Control

CFPB Consumer Financial Protection Bureau OREO Other real estate owned

CLO Collateralized loan obligation OTTI Other-than-temporary impairment

CME Chicago Mercantile Exchange PAM Proportionate amortization method

CNY Chinese Yuan PATRIOT Act Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001

CODM Chief operating decision maker PCA Prompt Corrective Action

CRA Community Reinvestment Act PCD Purchased credit deteriorated

CRE Commercial real estate PD Probability of default

CRFRA Climate-Related Financial Risk Act PIPL Personal Information Protection Law

DFPI California Department of Financial Protection and Innovation RMB Chinese Renminbi

DIF Deposit Insurance Fund ROC Risk Oversight Committee

Department of Justice ROE Return on average common equity

EPS Earnings per share RPA Credit risk participation agreement

ERM Enterprise risk management RSU Restricted stock unit

EVE Economic value of equity S&P Standard & Poor's

FASB Financial Accounting Standards Board SBLC Standby letter of credit

FDIA Federal Deposit Insurance Act SEC U.S.

Securities and Exchange Commission

FDIC Federal Deposit Insurance Corporation SOFR Secured Overnight Financing Rate

FFIEC Federal Financial Institutions Examination Council TCE Return on average tangible common equity

FHLB Federal Home Loan Bank TDR Troubled debt restructuring

AFS Available-for-sale GHG Greenhouse gas

ALCO Asset/Liability Committee GLBA Gramm-Leach-Bliley Act of 1999

ALLL Allowance for loan and lease losses GNMA Government National Mortgage Association

AML Anti-money laundering HELOC Home equity line of credit

AOCI Accumulated other comprehensive (loss) income HTM Held-to-maturity

ASC Accounting Standards Codification IAR Independent Asset Review

ASU Accounting Standards Update IDI Insured depository institution

BHC Act Bank Holding Company Act of 1956, as amended LCH London Clearing House

Keefe, Bruyette & Woods Nasdaq Bank Index

LGD Loss given default

BSA Bank Secrecy Act LTV Loan-to-value

BTFP Bank Term Funding Program MD&A Management’s Discussion and Analysis of Financial Condition and Results of Operations

C&I Commercial and industrial MMBTU Million British thermal unit

CECL Current expected credit losses NAV Net asset value

CET1 Common Equity Tier 1 NRSROs

Nationally recognized statistical rating organizations

CFPB Consumer Financial Protection Bureau OBBBA The One Big Beautiful Bill Act

CLO Collateralized loan obligation OFAC Office of Foreign Assets Control

CME Chicago Mercantile Exchange OREO Other real estate owned

CODM Chief operating decision maker OTTI Other-than-temporary impairment

CRA Community Reinvestment Act PAM Proportionate amortization method

CRE Commercial real estate PATRIOT Act Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001

DFPI California Department of Financial Protection and Innovation PCA Prompt Corrective Action

DIF Deposit Insurance Fund PCD Purchased credit deteriorated

Department of Justice PD Probability of default

EPS Earnings per share RMB Chinese Renminbi

ERM Enterprise risk management ROA Return on average assets

EVE Economic value of equity ROAE Return on average common equity

East West Bank (China) Limited

ROATCE Return on average tangible common equity

FASB Financial Accounting Standards Board ROC Risk Oversight Committee

FDIA Federal Deposit Insurance Act RPA Credit risk participation agreement

FDIC Federal Deposit Insurance Corporation RSU Restricted stock unit

FFIEC Federal Financial Institutions Examination Council S&P Standard & Poor's

FHLB Federal Home Loan Bank SBLC Standby letter of credit

FINRA Financial Industry Regulatory Authority, Inc.

Securities and Exchange Commission

FRB Federal Reserve Bank SOFR Secured Overnight Financing Rate

FTP Funds transfer pricing SRF Standing Repurchase Agreement Facility

GAAP Generally accepted accounting principles U.S.

United States

FRB Federal Reserve Bank USD U.S.

FTP Funds transfer pricing VIE Variable interest entity

GAAP Generally accepted accounting principles

GDP Gross Domestic Product USD U.S.

GENIUS Act The Guiding and Establishing National Innovation for U.S.

Stablecoins Act VIE Variable interest entity

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

13 unchanged sentences

ALVAREZ* Director February 27, 2026

February 27, 2026

MOLLY CAMPBELL* Director February 27, 2026

3 unchanged sentences

SERGE DUMONT* Director February 27, 2026

ESTRADA* Lead Director February 28, 2025

MARK HUTCHINS Director February 28, 2025

MARK HUTCHINS*

Director February 27, 2026

Mark Hutchins

IRVING* Director February 27, 2026

1 unchanged sentence

LIU* Director February 27, 2026

SUSSMAN* Director February 28, 2025

SUSSMAN* Lead Director

February 27, 2026

* Dominic Ng, by signing his name hereto, does hereby sign this document on behalf of each of the above named directors of the registrant pursuant to powers of attorney duly executed by such persons.

4 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 9A. Controls and Procedures