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What changed 10-K
Item 7A. Quantitative and Qualitative Disclosures About Market Risk
2026-01-30 compared with 2025-01-31 · 1 added, 1 removed, 17 unchanged (11% of the section changed)
13 unchanged sentences
Average Interest Rate 4.72 % 4.61 % 4.85 % 4.98 % 5.24 % 6.15 % 5.36 %
−Removed: Interest rates on variable-rate debt are estimated using the average implied forward SOFR for the year of maturity based on the yield curve in effect at December 31, 2024 including applicable bank spread.
+Added: Interest rates on variable-rate debt are estimated using the average implied forward Secured Overnight Financing Rate (“SOFR”) for the year of maturity based on the yield curve in effect at December 31, 2025 including applicable bank spread.
Financial Statements and Supplementary Data.
2 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.